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@daveramsey Avatar @daveramsey Dave Ramsey

Dave Ramsey posts on TikTok about debt, money, if you, to the the most. They currently have XXXXXXXXX followers and XX posts still getting attention that total XXXXXXX engagements in the last XX hours.

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Social Influence

Social category influence finance #875 stocks XXXX% countries XXX%

Social topic influence debt #172, money #317, if you #1303, to the 8.05%, you dont #35, future #3523, budgeting #48, retirement 3.45%, stockmarket #638, secret XXX%

Top accounts mentioned or mentioned by @ramseytrustedrealestate @mojshow @jade @odeal @sindybeeeee @unleashtheknowledge @ramsey.solutions @leaderintechnology @mind_washing

Top assets mentioned Costco Wholesale Corporation (COST)

Top Social Posts

Top posts by engagements in the last XX hours

"Will gold be worth anything if the economy collapses #gold #goldinvestment #economiccrisis #economiccollapse #bankingcrisis #investing101"
TikTok Link 2023-04-03T20:17Z 3.2M followers, 2.1M engagements

"Dave Ramsey explains his personal investing strategy. #daveramsey #moneytok #moneytips #investing #investingforbeginners"
TikTok Link 2025-02-05T16:59Z 3.2M followers, 767.4K engagements

"Proverbs 22:7 says "The rich rule over the poor and the borrower is slave to the lender." If you owe someone money they'll control your life until you pay it back. How much could you save if you had no payments How much could you GIVE if you had no payments That life is possible. We're having a great second day at Total Money Makeover Weekend here in Nashville Tennessee #debt #creditcard #studentloandebt #debtfree"
TikTok Link 2024-05-11T15:42Z 3.2M followers, 3.2M engagements

"7 Steps. Thats it. A simple plan and it works EVERY time. BUT. its a lot easier said than done. To complete these youve got to decide youre going to DO it. Day in and day out youve drawn a line in the sand and you are NOT going back. No more excuses. Youre taking control of your actions and your life. Youre ready to make your money work for YOU not the other way around. #moneytips #moneyadvice #debt #debtfreejourney"
TikTok Link 2025-06-18T14:35Z 3.2M followers, 1.1M engagements

"This couple is $XXX million in debt. #daveramsey #debt #debtfree #cars #moneytips"
TikTok Link 2025-10-21T13:12Z 3.2M followers, 852.4K engagements

"This clip is from 2016 and I was sounding the alarm back then. When you jack up costs on businesses those costs dont disappear. They get passed on to families who are already stretched thin. You cant regulate your way into prosperity. You cant legislate your way around basic economics. Choices have consequences and this is what it looks like when Washington ignores common sense. #obamacare #healthinsurance #socialism"
TikTok Link 2025-11-20T16:37Z 3.2M followers, 421K engagements

"Adam is $100000 in debt and only makes $35000 a year. He called in to The Ramsey Show for advice. #daveramsey #moneyadvice #moneytok #moneyproblems"
TikTok Link 2024-11-18T18:04Z 3.2M followers, 1.2M engagements

"The news was screaming: The markets crashing Were all gonna lose everything But heres the test. Go surf around today and try to find a single positive story about the market going back up. Try to find one article that says the losses from January have been fully recovered and then some. You wont. Ive been doing this for over XX years. After 9/11 the market shut down because Wall Street is right there. When it reopened it tanked. Everyone said we were under attack the economy was over our retirements were gone. But guess what XX days later the market had fully recovered. And no one talked"
TikTok Link 2025-06-10T13:38Z 3.2M followers, 120.2K engagements

"Time and consistency. Thats the key. If you invest $XXX a month in good growth stock mutual funds at prevailing market rates from age XX to XX youll end up with about $1176000. The secret isnt the amount. Its that you didnt miss a single month for XX years. $XXX can make you a millionaire when youre steady predictable and disciplined. And if you didnt start at XX Dont panic. The best time to start was yesterday but the next best time is today. Get out of debt so you can start investing as soon as possible and time and consistency will still change your future. #moneytips"
TikTok Link 2025-09-01T14:45Z 3.2M followers, 1.1M engagements

"When your paycheck hits your account and immediately disappears. thats not a money problem. Its a behavior problem. If you dont tell your money where to go youll wonder where it went. A written budget is your plan for making sure every dollar has a job before it ever lands in your account. Take control of your money or it will control you #moneytips #budgetingtips #funny #meme"
TikTok Link 2025-12-07T18:56Z 3.2M followers, 3.1M engagements

"Starting at XX doesnt mean its too late. With a simple plan and steady investing you can still build a nest egg for retirement. The best time to start was yesterday. The next best time is today. #investing #investingforbeginners #retirement #savemoney"
TikTok Link 2025-09-17T18:33Z 3.2M followers, 1M engagements

"Time off with family and friends is great but also work toward creating a life that doesnt revolve around the weekend. If you celebrate Friday too much it might be a sign you need to change what you're doing Monday through Thursday. #worklife #careeradvice #weekend #meme"
TikTok Link 2025-10-30T13:35Z 3.2M followers, 12.4M engagements

"Education is valuable only if the marketplace cares about what you're studying. If youre spending money you dont have on a degree that has no real job prospects thats just stupid. And listen to me on this: student loans are always a bad idea. You should NEVER borrow money for a degree. Ever. Debt turns your education into a burden instead of a blessing. Sallie Mae will follow you into your 30s your marriage your career. because she wants your paycheck not your potential. If you cant pay cash for school you cant afford that school. There are cheaper options. There are scholarships. There are"
TikTok Link 2025-12-08T17:41Z 3.2M followers, 50.2K engagements

"The governments not going to fix your life. Theyre going to lie to you to get your vote and then do nothing. They do that all the time. SoFi is not going to fix your life. Theyre coming for your throat. When all the smoke clears student loans are not going to be forgiven. Youre going to have to pay it. Everybody in this story is a villain. Youre the only hero. So be the hero in your own story roll up your sleeves and pay off your student loans as fast as you can. #studentloans #studentloanforgiveness #studentloandebt #brokestudent #debtfreetips"
TikTok Link 2023-03-10T18:33Z 3.2M followers, 131.1K engagements

"What is FedNow #fednow #centralbank #centralbankdigitalcurrency #digitalcurrency #bankingnews #moneytok"
TikTok Link 2023-05-01T15:51Z 3.2M followers, 788.1K engagements

"Mike is $451000 in debt and only brings home $40000. #moneytok #moneyadvice #moneyproblems #studentloandebt"
TikTok Link 2023-10-14T15:37Z 3.2M followers, 7.2M engagements

"John is over $380000 in debt and his household income is $57000. #moneyadvice #debt #debtpayoff #nomoney #studentloans #creditcarddebt"
TikTok Link 2023-10-17T14:46Z 3.2M followers, 1.5M engagements

"Im XX with no money in retirement #daveramsey #moneytok #retirement #moneytips"
TikTok Link 2025-01-09T21:52Z 3.2M followers, 5.4M engagements

"Crypto isnt investingits speculation. And when youve got student loans car loans or other debt hanging over your head you dont have the luxury to speculate. If you wouldnt take out a loan to buy crypto today then you shouldnt be holding onto it while you have debt. Cash it out pay off your debt and stop playing games with your future. #daveramsey #moneytok #moneyadvice #crypto @Jade Warshaw"
TikTok Link 2025-02-20T16:46Z 3.2M followers, 790.2K engagements

"Ever notice how easy it is to drop $200+ at Costco or Sams without even thinking about it Those big carts and bulk deals make it feel like youre saving money (and you can)but if youre not careful it's easy to spend more than you planned. This is why having a budget (and sticking to it) is so important. Because if you don't tell your money where to go you're going to wonder where it all went. What store tempts you to overspend the most #daveramsey #moneytok #savemoney #costco #samsclub"
TikTok Link 2025-03-12T16:21Z 3.2M followers, 10.5M engagements

"Rick is XX years old and hes wondering if hell have enough money to be able to retire in seven years. #daveramsey #moneytok #moneyadvice"
TikTok Link 2025-04-03T19:37Z 3.2M followers, 1.1M engagements

"Longterm care can be expensive. But trying to cheat the system isnt the answer. Medicaid nursing homes are designed for people in poverty. If you have the means to plan ahead dont rely on welfare as your retirement strategy. Heres what you can do instead: X. Buy longterm care insurance to cover future nursing home costs. X. Keep building wealth so you can selfinsure and choose better care. X. Understand the law. Your home and some retirement funds are often protected if one spouse needs nursing care. If you've never had the conversation sit down with your spouse and make a plan now that"
TikTok Link 2025-08-05T17:12Z 3.2M followers, 97.7K engagements

"Whats going on with Silicon Valley Bank #siliconvalley #bankingtiktok #bankingcrisis #bankcollapse #moneytok"
TikTok Link 2023-03-14T16:21Z 3.2M followers, 4.6M engagements

"James failed med school but still owes $430000 in student loans. #medstudent #medschool #studentloans #studentloandebt #debt #debtpayoff #debtadvice"
TikTok Link 2023-09-28T16:49Z 3.2M followers, 2.3M engagements

"What's the fastest way to get out of debt #debtsnowball #debtfree #debthelp #payoffdebt #broke #moneytok #moneytips #creditcarddebt #studentloandebt"
TikTok Link 2023-02-26T17:03Z 3.2M followers, 8.1M engagements

"Is investing in single stocks risky #stockmarket #stocktok #investingtiktok #investingtips"
TikTok Link 2023-03-30T16:48Z 3.2M followers, 460.9K engagements

"This couple is a million dollars in debt. #moneytok #broke #debt #debtpayoff #nomoney #studentloans #creditcarddebt"
TikTok Link 2023-04-11T16:19Z 3.2M followers, 37.6M engagements

"If you're tired of living paycheck to paycheck drowning in debt and feeling like you'll never get ahead then it's time to take control of your money with a budget. #budgetingtips #financialfreedom #budgeting101 #financialgoals"
TikTok Link 2023-04-28T20:23Z 3.2M followers, 2.7M engagements

"Will AI take over investing #investingtips #investing #moneytok #artificialintelligence"
TikTok Link 2023-04-29T16:40Z X followers, 194.5K engagements

"This orthodontist has $1000000 in student loans. #moneytok #broke #debt #debtpayoff #nomoney #studentloans"
TikTok Link 2023-05-02T16:16Z 3.2M followers, 7.6M engagements

"A loan between family members or even friends isnt helpits a trap for both parties. Whenever you loan money to a friend or family member youve become their creditor. Youre now a lender and theyre a borrower. Family dinners and get-togethers are different when youre sitting down to eat with your creditors instead of just friends or family. If you want to give money to friends or family (and you can afford it) just give them the money. But make sure it's a gift with no strings attached not a loan. #familyadvice #loans #borrowmoney #debt #debtfreetips"
TikTok Link 2023-05-05T16:19Z 3.2M followers, 1.5M engagements

"Your income is your most important wealth-building tool. And when your money is tied up in monthly debt payments you're working hard to make everyone else rich. You work too hard to get to the end of your life and have nothing to show for it TODAY is the day. Today is the day you can decide to change your life. #moneytok #studentloans #studentloandebt #creditcarddebt #cartok #carpayment #debt #debtfree"
TikTok Link 2023-07-03T14:42Z 3.2M followers, 4.5M engagements

"Nathan is XX and is receiving $200000 in an inheritance. He wants to know how to invest that money to become a millionaire in his 30s. #moneytok #moneyadvice #investingforbeginners #investingtips #investingexplained"
TikTok Link 2023-07-24T16:06Z 3.2M followers, 6.9M engagements

"If you want to take control of your cash theres only one answer: Make a budget. That means figuring out whats coming in and whats going out each and every monthbefore the month begins. Ive been doing this for over XX years and Ive helped tens of millions of people get out of debt. The way you do it is a written planthere is no exception. You cannot outearn disorganization. You have to live on less than you make. Have a plan. Be intentional. It hasnt got anything to do with your income. Its about you learning to control the person in your mirror. #nomoney #broke #budget #savemoneytips #moneytok"
TikTok Link 2023-08-24T15:54Z 3.2M followers, 253.4K engagements

"If you cant pay all of your bills and are having a hard time making ends meet these Four Walls should be what you spend your money on first (and in this order): X. Food X. Utilities X. Shelter X. Transportation Then if you have money left over prioritize the rest of your expenses after those first four are taken care of. #nomoney #payments #broke #outofmoney #billpayment #studentloandebt #creditcarddebt"
TikTok Link 2023-09-08T15:19Z X followers, 583.4K engagements

"Married couples need to budget their money together. Youre marriedyoure not roommates. Money shouldnt be a me thing it should be a we thing. #relationships #relationshipadvice #relationshipproblems #combinedfinances #moneyadvice"
TikTok Link 2023-11-10T15:14Z 3.2M followers, 15.1M engagements

"I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth growth and income aggressive growth and international. I personally spread mine in XX% of those four. And I look for mutual funds that have long track records that have outperformed the S&P"
TikTok Link 2023-12-28T15:23Z 3.2M followers, 1.5M engagements

"Follow these three simple rules (and one suggestion) when buying a home and your future self will thank you. #homebuyertips #buyingahouse #homeowner"
TikTok Link 2024-01-02T15:47Z 3.2M followers, 2.6M engagements

"The S&P XXX (or Standard & Poors 500) is whats called a stock market index. An index is simply a measuring sticka way to track the progress of the stock market. The S&P XXX index measures the performance of the top XXX American companies on the stock market. #sp500 #stockmarket #stocksforbeginners #investingforbeginners"
TikTok Link 2024-01-29T16:50Z 3.2M followers, 780.3K engagements

"Alyssa and her husband make $11500 a month and are living paycheck to paycheck. She called in to The Ramsey Show for advice. #moneytok #debt #debtfree #debtfreejourney"
TikTok Link 2024-02-01T16:33Z 3.2M followers, 7.4M engagements

"When people dont waste money trying to LOOK wealthy they have money to actually BECOME wealthy. A good used car that is less than three years old is as reliable or more reliable than a new car. A new $48000 car (the average cost last year) will lose about $9600 of value in the first year you own it. That is almost $XXX per week in lost value. #carsoftiktok #moneyadvice #wealthymindset #carpayments"
TikTok Link 2024-02-13T15:42Z 3.2M followers, 5.9M engagements

"Most people are broke. They spend more than they have coming in. They dont act their wage. If you dont want to be broke anymore figure out what most people are doing and run in the other direction. #moneytok #money #wealthymindset #broke"
TikTok Link 2024-02-26T16:45Z 3.2M followers, 2.7M engagements

"You could get a million dollar raise today and it wouldn't impact your credit score one bit. We as a culture just take it for granted that a high credit score means were doing great with money. It doesnt. It just shows how much we enjoy being in debt. Hear me clearly on this: The credit score is NOT a measure of winning financially. It is XXX% based on debt. The credit or FICO score is simply an "I love debt" rating. No part of the credit score calculation even hints at how much wealth you have. All a credit score represents is your relationship with debt. It's based on how many times you've"
TikTok Link 2024-05-13T13:49Z 3.2M followers, 2.3M engagements

"Replying to @sindybeeeee"
TikTok Link 2024-09-02T19:53Z 3.2M followers, 383.8K engagements

"Do everything you can to avoid having your car repossessed. Its always better to sell your car or negotiate with your lender than do a voluntary repossession. #reposession #cars #debt #repo #daveramsey #bankruptcy"
TikTok Link 2024-09-23T15:39Z X followers, 6.6M engagements

"Will the United States ever pay off $XX trillion in national debt #daveramsey #moneytok #nationaldebt"
TikTok Link 2025-01-07T17:24Z 3.2M followers, 6.3M engagements

"John won $XX million in the lottery and hes kept it a secret from his family and friends. He called in to The Ramsey Show for advice. #daveramsey #moneytok #moneytips #lottery"
TikTok Link 2025-01-24T19:35Z 3.2M followers, 8M engagements

"Is a 401(k) really a good investment #daveramsey #moneytok #moneyadvice #investingforbeginners #401k"
TikTok Link 2025-02-14T21:41Z 3.2M followers, 752.3K engagements

"Im getting $200000 How should I invest it to become a millionaire by the time Im XX #daveramsey #moneytok #moneyadvice #investingforbeginners"
TikTok Link 2025-02-19T21:49Z 3.2M followers, 5.1M engagements

"Sports betting isnt just a little hobbyits an addiction thats wrecking families and futures. The industry is out of control making it easier than ever to lose everything with just a few taps on your phone. Ive seen people drown in six-figure debt before their families even find out. Some of you are gambling away your entire financial future just to watch someone else earn a living. The house always wins and you are not the exception. #daveramsey #moneytok #moneyadvice #sportsbetting #gambling"
TikTok Link 2025-02-27T15:53Z 3.2M followers, 884.1K engagements

"How do principal payments on a mortgage work #daveramsey #moneytok #mortgage #mortgagetips #homeowner"
TikTok Link 2025-03-06T21:59Z 3.2M followers, 889.9K engagements

"Baby Step 1: Save $1000 for your starter emergency fund. I know what youre thinking. Is $1000 really enough Yes. It was never meant to cover everything. Its just a buffer to keep you from going deeper into debt while you power through Baby Step X. Stay focused knock out the debt and then youll build a fully funded emergency fund. Stick to the plan. It works #daveramsey #moneyadvice #debtfree #emergencyfund"
TikTok Link 2025-03-21T16:40Z 3.2M followers, 1M engagements

"If youre freaking out about your investments its time to zoom out. Real investors take the long view. In the last XX years the S&P XXX has only had six down yearsand the last two were incredible. You havent lost anything unless you sell. Pan back. Look at the big picture. Where do you believe America will be five years from now #daveramsey #moneyadvice #moneytok #investing #stockmarket"
TikTok Link 2025-04-13T14:09Z 3.2M followers, 50.3K engagements

"Jennifer is XX years old with $26K saved and she wants to retire early by XX. She called in to The Ramsey Show for advice. #earlyretirement #financialfreedom #moneyadvice #daveramsey"
TikTok Link 2025-05-09T14:45Z 3.2M followers, 1.2M engagements

"Youre not broke because you dont make enough. Youre broke because you give your income to everyone else. Credit cards car payments student loans. every payment is money that you could be using to build wealth for yourself instead of making everyone else rich. Heres how you stop the cycle: Make a zero-based budget. Tell every dollar where to go on purpose. Cut the debt. Attack it with the debt snowball. Stop financing your life. Pay cash for the things you buy. Your income is your #1 wealth-building tool. If you keep it budget it and invest it you can break the paycheck-to-paycheck cycle and"
TikTok Link 2025-07-29T15:31Z 3.2M followers, 1.2M engagements

"Most small businesses dont fail because of a lack of talent or ideas. They fail because the owner starves their cash flow. Skip paying your taxes or pile up debt payments with no revenue and youre headed for disaster. Stay debt-free keep your books clean and protect your dream from becoming a nightmare. #entreprenuer #smallbusiness #businessowner #businesstips"
TikTok Link 2025-09-18T13:07Z 3.2M followers, 343.5K engagements

"My credit score is zero. And that's exactly how I like it. I own hundreds of millions of dollars' worth of property all paid for in cash. Yet I couldn't even rent an apartment today because I refuse to play the credit-score game with banks. That's how broken our culture is about money. Stop chasing a number that only exists to make banks wealthy and keep you in debt. #daveramsey #debt #debtfree #creditscore"
TikTok Link 2025-10-01T14:40Z 3.2M followers, 275.4K engagements

"The average car payment is now $XXX. Invest that instead from age XX to XX and you could have over $X million. #daveramsey #cars #moneyadvice #debtfree #debtfreejourney"
TikTok Link 2025-10-03T14:45Z 3.2M followers, 477K engagements

"This couple is $X million in debt. #daveramsey #debt #debtfree #debtfreejourney"
TikTok Link 2025-10-13T15:06Z 3.2M followers, 118.4K engagements

"If you invest $XXX a month from age XX to XX you're going to have over $X million in your mutual funds and your 401(k). $XXX a month. Some of you spend more than that at Taco Bell. #daveramsey #moneytips #moneytok #investingforbeginners"
TikTok Link 2025-10-14T13:57Z 3.2M followers, 748.2K engagements

"We make $120000 and were $132000 in debt should we sell the boat #debt #boat #debtfree #moneytok #daveramsey"
TikTok Link 2025-10-23T16:04Z X followers, 527.1K engagements

"This 24-year-old has $3200 in car payments and he makes $320000 a month. #cars #cartok #moneytok #daveramsey"
TikTok Link 2025-11-04T16:39Z 3.2M followers, 705.6K engagements

"Debt is the most aggressively marketed product in the history of the world. Everywhere you look debt is normalized and presented as something thats going to HELP you. Thats a lie. And a lot of people are profiting off of that lie and keeping you broke. Your income is your most important wealth-building tool. And when your money is tied up in monthly debt payments youre working hard to make EVERYONE ELSE rich. You work too hard to get to the end of your life and have nothing to show for it. TODAY is the day. Today is the day you can decide to change your life. #debt #debtfree #debtfreejourney"
TikTok Link 2025-11-06T14:37Z 3.2M followers, 164.9K engagements

"If you want a marriage that lasts agree on these four things before you walk down the aisle: X. How youll handle money: budgeting debt saving investing etc. X. Your faith and how youll live it out together. X. Kids: if youll have them how many and how youll raise them. X. How youll deal with extended family. Get on the same page now and youll save yourselves years of heartache later. #marriageadvice #relationshiptips #premaritalcounseling"
TikTok Link 2025-11-08T14:45Z 3.2M followers, 412.9K engagements

"Lets try a little strategery. #christmas #christmasgifts #meme #funny"
TikTok Link 2025-11-15T14:55Z 3.2M followers, 459K engagements

"A 23-year-old called in buried under $63000 of car debt that his father put in his name. The father then left the son holding the bag when he walked out on the family. Now the payments are late the cars are being used for a business he doesnt control and the risk of bankruptcy is hanging over his head. He called in to The Ramsey Show for advice. #brokenhome #moneytips #familydrama"
TikTok Link 2025-11-18T16:36Z 3.2M followers, 376.3K engagements

"Thinking about buying a house with your boyfriend or girlfriend Dont. If youre not married keep your finances and your names separate. Ive taken too many calls from people stuck in legal messes because they played house instead of building a future. Want her to feel like its her home Then marry her. #relationshiptips #relationships #firsttimehomebuyer"
TikTok Link 2025-12-03T15:10Z 3.2M followers, 114.3K engagements

"Building a business the slow way isnt glamorous. You wont end up on the cover of Fast Company. Youll end up on the cover of Slow Company. But you will keep your company and your vision. Venture capital sounds exciting until you realize you just handed the keys of your business to someone else. Around here weve always grown by paying cash experimenting failing fixing it and trying again. #entrepreneurmindset #venturecapital #businessowner"
TikTok Link 2025-12-05T16:50Z 3.2M followers, 40.9K engagements

"When youre making $260K a year but hiding money from your spouse just to keep the lights on you dont just have a money problem. #moneytips #marriageadvice #marriageproblems #relationshipproblems"
TikTok Link 2025-12-10T16:12Z 3.2M followers, 124.9K engagements