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@charliedice0 Avatar @charliedice0 Charlie-Building Quiet Wealth

Charlie-Building Quiet Wealth posts on TikTok about investment, money, stocks, if you the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

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Social Influence

Social category influence finance XX% stocks XXXXX% technology brands X% social networks XXXX% exchanges XXXX%

Social topic influence investment #1209, money #4641, stocks #2208, if you 15%, retirement #351, dividend #172, finance #2534, breakdown #1784, capital gains #56, debt #1843

Top accounts mentioned or mentioned by @thehelpfulalpaca @brianraytx

Top assets mentioned SPDR S&P XXX ETF Trust (SPY) Microsoft Corp. (MSFT) Berkshire Hathaway Inc. (BRK.A)

Top Social Posts

Top posts by engagements in the last XX hours

"Part 2: Stock market taxes for beginners explained 📊. What happens when you lose money on stocks within your individual brokerage accounts (this video does not apply to retirement accounts) You only realize losses and have tax implications on those losses when you sell or close a position within the same calendar year.🗓 Depending on the size of the loss you get whats called a tax deduction. As of the date of this video the maximum IRS tax deduction on market losses is $3000/calendar year. Any losses over that roll forward to the next calendar year. If you have net losses that equal your net"
TikTok Link 2025-11-12T18:38Z 69.3K followers, 31.3K engagements

"Everybody tells you to invest but nobody tells you what to invest inso I will Here are X low-cost ETFs (exchange traded funds) to help get you started on building wealth. *Not financial advice. Educational purposes only. #personalfinance #financialliteracy #investmenttips #stockmarket"
TikTok Link 2025-11-28T01:10Z 69.3K followers, 3962 engagements

"How to rebalance your investment portfolio before 2026 if youre focused on tax efficiency. Investment portfolio out of whack Heres WHAT rebalancing is WHY you should consider rebalancing before 2026 and HOW to do it for the most tax efficiency. Includes an example breakdown for my fellow visual learners out there. #personalfinance #LearnOnTikTokContest #EducatorAward #investingforbeginners"
TikTok Link 2025-12-02T22:05Z 69.3K followers, 5121 engagements

"Building wealth isnt rocket science. But it does take time consistency and sometimes not getting what you want when you want it. But theres things I did in my 20s that Im forever grateful for now in my 30s because they helped me become a millionaire and put me on the path to financial freedom. #personalfinance #wealthbuilding #moneygoals #financialfreedom"
TikTok Link 2025-10-21T18:50Z 69.2K followers, 11.6K engagements

"The Feds cut interest rates for the second time this year. What does that mean for your money and what should you do with it Heres X things I think you should do ASAP: X. Check the interest rate on your high-yield savings account (or get one if you dont have one yet). If its dropped consider putting that money into a certificate of deposit instead. But only if you dont need access to it for a period of time to avoid early withdrawal penalties. X. Invest your money into the stock market for the long-term. Typically when interest rates go down stock prices go up as companies borrow more money"
TikTok Link 2025-11-02T01:35Z 69.1K followers, 179K engagements

"Heres how I got my account back within XX hours of being hacked. I hope you never have to deal with this but TikTok support was great to work with and I appreciate the other creators who made videos on this so Im paying it forward Yes I look tired - it was a long day😂😂"
TikTok Link 2025-11-04T14:18Z 69.2K followers, 6778 engagements

"Part 3: Stock Market Taxes for Beginners Explained. 📊 Dividend income taxes. When a company pays you dividends you will owe money on that income. There are two main types of dividends: X. Qualified dividends: paid out by large US companies like Microsoft Apple and Coca-Cola. These are taxed at long-term capital gains tax rates which are more favorable to you the investor. X. Ordinary dividends: investments like REITs and limited partnerships will have these type of dividends and they are taxed at the regular income tax rate depending on your taxable income. There is also the Standard IRS"
TikTok Link 2025-11-13T01:36Z 69.1K followers, 8502 engagements

"amado Jesus #jesus #dios #fe"
TikTok Link 2025-11-14T20:04Z 235K followers, 574.2K engagements

"4 main types of stocks and why you should be invested in all of them.📊 X. Growth stocks. These are companies that tend to reinvest profits back into themselves. They have high earnings potential and are continually innovating. X. Dividend stocks. These are for investors looking to use their investments to make passive income or to provide them multiple streams of income. Dividends are usually paid out quarterly and can be in the form of cash stock or property. X. Blue chip stocks. These are well-established reputable companies that have been around awhile. They have dependable earnings and"
TikTok Link 2025-11-15T01:50Z 68.7K followers, 2911 engagements

"5 things Im doing with my money to prepare for another recession. Stock market resets or recessions are a normal part of investing. They happen every few years and can be real opportunities if your money is ready. X. Have a fully funded emergency fund. Life happens and you dont want to be caught without this. Forget everything else until you have enough money saved to cover 3-6 months of living expenses. After that put your emergency savings into a high yield savings account or something earning at least 4%. X. Have a little cash sitting in a money market account so you can buy assets on sale"
TikTok Link 2025-11-15T20:56Z 69.2K followers, 3172 engagements

"How to diversify your investments to build real wealth. Its not complicated📊 Ive used this two-component strategy in my investments to go from $X in 2010 to over $400K in my retirement account by age XX. And the best part - its super simple. Its done through percentages and a process called rebalancing. Start with a foundational component - I like investing in the S&P500 and the total U.S stock market for this. For me this makes up XX% of my portfolio. Then add in a diversification component. This can be other unrelated asset classes like AI real estate precious metals commodities energy"
TikTok Link 2025-11-16T18:09Z 69.1K followers, 3202 engagements

"You cant out-invest high interest debt.❌ The 10-14% annual returns youll average in the market will never beat the 20-30% interest youre paying on credit card debt student loan debt payday loan debt or BNPL debt. The math doesnt math. So do your future self a favor and work as hard as you can to earn more income while spending less and pay off your high interest debt before investing. Not financial advice - educational purposes only. #personalfinance #financialliteracy #debtpayoff #investing101"
TikTok Link 2025-11-24T22:36Z 69.2K followers, 2041 engagements

"How I would invest $10K if I was starting from X. X. Put $3000 into what I call a foundational ETF - something that tracks the S&P XXX or total US stock market. For me this is VOO but you can also look at VTI SPY or SPYM. X. Put $4000 into a growth ETF in the tech or AI sector. Options include QQQM QQQ AIQ and JEPQ. X. Put $3000 into what I call a value ETF. This might offer a high-yield dividend but we really want it for the safety and stability it adds along with diversifying our portfolio. For me thats SCHD but you can also look at something like VYM. The order Id invest would be: max out"
TikTok Link 2025-11-27T01:04Z 68.7K followers, 3692 engagements

"Ladies I need you to become obsessed with learning everything you can about personal finance. 2026 is going to be the year you learn how to make real lasting money. Because money gives you options and having options is the greatest form of self-respect you can get. Stop following the crowd - theyre not doing well. Youre different. You want more than what youve been told you can have. You know theres a better way. Lets GO #personalfinance #financialliteracy #moneytok #womenempowerment"
TikTok Link 2025-12-05T00:46Z 69.2K followers, 736.9K engagements

"How do you know if what youre investing in is correct🤔 Personally I think thats the wrong question to ask. I think a better question is how do I know if this investment is correct for ME Personal finance is personal. Knowing your risk tolerance having confidence in what youre investing in and continuing to learn from mistakes (and wins) is key to overcoming investment anxiety. It takes time consistency and patience to build real wealth. Trust your own process and if something seems off evaluate and pivot if you have to. Roadblocks are ok It means youre still on the road which is what matters"
TikTok Link 2025-12-06T01:15Z 68.8K followers, 22.1K engagements

"5 accounts that helped me have a $1M+ net worth before age XX. #finance #money #lifeadvice #savingmoneytips #financialeducation"
TikTok Link 2025-10-15T15:48Z 69.3K followers, 103.6K engagements

"3 ETFs that consistently beat the market. #investingforbeginners #personalfinance #moneytok #financial"
TikTok Link 2025-10-25T17:48Z 69.3K followers, 67.8K engagements

"In my 20s I thought investing meant picking the right stocks. In my 30s I realized its about building a life that doesnt depend on luck. Now at XX I invest for peace purpose and the people I love. To me thats real wealth. ✨ #moneytips #investingtips #personalfinance"
TikTok Link 2025-10-27T23:59Z 69.3K followers, 20.6K engagements

"Rich people dont want you to know this but I became a self-made millionaire at age XX and Im going to tell you how you can too. The system is designed to reward owners yet most of us go our whole lives as consumers. The easiest way to become an owner Buy stocks. Invest. And let compound interest do its thing. If you started with $XX and invested another $XX every week from age XX to XX youd have $54K. Even though you only invested $36K. Then because of The Rule of XX youd have $550K by age XX And youd only have contributed $108K of your own money. The other $442K is essentially free. Every"
TikTok Link 2025-10-28T22:54Z 69.3K followers, 716.5K engagements

"When I first started investing it all looked like gibberish to me. But once you start doing it youll see its actually not hard and doesnt have to be complicated. You can do this yourself you dont need to pay someone to manage your investments for you. Im taking you step-by-step on how to buy your first stock. Im self taught You got this #personalfinance #investingforbeginners #investing"
TikTok Link 2025-10-29T21:34Z 69.3K followers, 8408 engagements

"How to invest in the S&P XXX for beginners.📈 The S&P XXX is XXX of the leading companies in the U.S. and you can own a piece of them ALL with one investment Heres everything you need to know about S&P XXX investing index funds and how to know which funds are the S&P XXX. This is for beginner investors who want to build wealth quietly on their own terms. #personalfinance #investingforbeginners #investing #finance"
TikTok Link 2025-10-31T02:38Z 69.3K followers, 15.8K engagements

"Every day people like you and me make money in the stock market not through day trading or buying individual stocks but through whats called Dollar Cost Averaging. Dollar cost averaging is where you invest the same amount of money into the stock market in a regular basis over a certain period of time. Dollar cost averaging has several advantages: X. Its a less risky investment strategy X. It can save you money on buying investments X. Its automatic so you dont have to think about it X. It makes sure youre already in the market when it peaks X. It takes the emotion out of investing so you can"
TikTok Link 2025-11-02T16:47Z 69.3K followers, 49.1K engagements

"Warren Buffett is sending investors a $387B warning. What does this mean for our own investments and the stock market 📉 Heres some key takeaways I got from reading the latest Berkshire Hathaway earnings report. These are just my thoughts - Im not a financial advisor and this is not financial advice. You have to do what is right for you and your own personal financial situation and goals. #PersonalFinance #investing #moneytok #finance #financenews"
TikTok Link 2025-11-02T21:41Z 69.3K followers, 122.8K engagements

"If you are investing for the first time you need to do these X things first. X. Pay off your credit card debt. Not all debt is bad debt by credit card debt is. Even if you get the average stock market return of XXXX% your 25-30% APR on your credit card debt will wipe those returns out. X. Have a fully funded emergency fund. How much this emergency fund is will vary depending on your situation but having something for a rainy day is never a bad idea. Life happens we need to be prepared for it. X. Start living below your means so you have more money to invest and can hit your financial goals"
TikTok Link 2025-11-03T00:30Z 69.3K followers, 6494 engagements

"Part 2: Things Rich People Dont Want You To Know series. You will never save your way to real wealth. Saving money and living below your means is important but your checking and savings accounts cant outpace inflation. But your income and buying assets like investments and real estate can. If youre tired of trading all your time for money and feel like you cant skip any more coffee or clip any more coupons this is your sign to start investing. Even small amounts. Even if you feel behind. Around here we build wealth quietly. #personalfinance #financialliteracy #moneytips #investingforbeginners"
TikTok Link 2025-11-04T16:05Z 69.3K followers, 1M engagements

"How to invest in an IRA (individual retirement account) in your 40s and 50s. #personalfinance #financialliteracy #investingforbeginners #investing #moneytok"
TikTok Link 2025-11-04T18:23Z 69.3K followers, 17.1M engagements

"Heres how Id invest $1000 instead of spending it this holiday season. This will put you on the path to building real wealth so you can retire early and then buy whatever you want without the stress. We need more women investing This is for educational purposes only. Im not a financial advisor and this isnt financial advice. Investing always carries risk and you are guaranteed to lose money at some point. This is all based on my own personal investing experience and should not be taken as legal or financial advice. Always do your own research and due diligence before making any investment"
TikTok Link 2025-11-05T01:08Z 69.3K followers, 131.3K engagements

"Is the stock market going to crash soon📉 Should you keep investing or pull your money out No one knows when it will happen but crashes are a normal part of a market cycle. Instead of being something to fear stock market crashes or stock market resets are actually a great opportunity to buy quality companies at a discount price. Instead of giving into the fear frustration and hype smart people dont panic. They just sit quietly and wait for the right opportunity. This video goes over what a stock market crash is how it happens and how you as a smart investor can take advatge of. Sign up for my"
TikTok Link 2025-11-05T18:12Z 69.3K followers, 38.3K engagements

"Replying to @brianray_tx this is how I would invest $60K if I were new to investing or didnt know where to start. No hype no guessing just a solid long-term investment strategy to grow your wealth faster with a little bit of fun thrown in. If youre ready to start investing sign up for my free weekly newsletter- link is in my bio. #personalfinance #investing #investingforbeginners #financialliteracy"
TikTok Link 2025-11-06T15:40Z 69.3K followers, 3905 engagements

"Lets breakdown my individual brokerage account investment portfolio This is for educational purposes only - this is not financial advice and I am not a financial advisor. Always do your own research and due diligence to understand what investments are right for you and your financial situation and goals. In my portfolio I have foundational ETFs ETFs that pay me dividends ETFs that offer more growth potential as well as some money market indices and what I call my fun fund which is made up of whatever stocks or positions I want. #personalfinance #investing #financialliteracy #stockmarket"
TikTok Link 2025-11-06T20:43Z 69.3K followers, 20.1K engagements

"Mutual funds used to be the asset of choice for most investors from around 1930 to the army 2000s. In my opinion thats not the case anymore and there X major reasons for this. As an investor transparency tax efficiency and liquidity are top priorities. If you dont know what youre invested in you could be losing money or holding stocks you dont want. #personalfinance #investing #financialliteracy #investingforbeginners #moneytok"
TikTok Link 2025-11-07T01:27Z 69.3K followers, 38.2K engagements

"Part 3: Things Rich People Dont Want You To Know. But we dont gatekeep around here. While youre busy working X hours a day for your money the wealthy make money work for them through passive income dividend stocks and tax-advantaged accounts. This is how you build real wealth even while sleeping.📈 The difference The wealthy focus on buying assets - being owners and not just consumers. Assets like stocks exchange traded funds (ETFs) dividend payments and health savings accounts (HSA) put more money in their pocket without trading time for dollars. You dont need to be rich to start - you just"
TikTok Link 2025-11-08T01:26Z 69.3K followers, 8279 engagements

"As a beginner investor having a financial advisor manage your money and investment accounts for you will cost you thousands if not millions of dollars over the course of your investment.😱 Heres how much you would pay if you managed your investment accounts yourself using ETFs with very low expense ratios vs. paying a financial advisor even 1%. You can do this yourself Its not complicated and you can automateyour investments so you just set it and forget it without being charged more for your hard-earned money. If you want to learn how to do this sign up for my free weekly newsletter - the"
TikTok Link 2025-11-08T15:31Z 69.3K followers, 4535 engagements

"Part 1: Stock market taxes explained for beginners.📊 What do you actually pay taxes on in the stock market Why is investing in stocks for the long-term so much more tax efficient than investing in stocks for the short-term Well the difference is long-term vs short-term capital gains taxes. Whether youre new to investing or just want to understand your tax bill better this series will make stock market taxes easier to understand. For educational purposes only. Not a tax professional. Always do your own research and due diligence before investing. #stockmarkettips #stockmarket #personalfinance"
TikTok Link 2025-11-11T20:31Z 69.3K followers, 777.7K engagements

"Heres how I would invest $1000 if I was XX was starting from $X and wanted to retire a millionaire. While knowing nothing about investing for the stock market X. Open up a free retirement or brokerage account with Fidelity (not sponsored I just use them and like them). If you want tax efficiency look at a traditional or Roth IRA. If you want access to your money penalty-free before age XX 1/2 open up an individual brokerage account. X. Transfer money into your new account from your bank. If you can max out your Roth IRA by contributing $583/month for the year so you can take advantage of"
TikTok Link 2025-11-16T21:12Z 69.3K followers, 97.1K engagements

"How to pick a stock.📊 The X things I look at first when deciding on my next investment to buy. Picking a stock is a lot like conducting a science experiment. You have to start with a question gather data and then see if the information you got validated your answer. In this video Im analyzing X ETFs that track the S&P 500: VOO SPYM and SPY. The X things I look at when evaluating if an ETF specifically is right for me are: X. Exposure X. Active or Passive management X. What are its holdings X Performance X. Expense ratio X. Price-to-Earnings (P/E) ratio X. Price (return percentage) This is"
TikTok Link 2025-11-19T02:24Z 69.3K followers, 1928 engagements

"Maximize your TSP wealth. Most government and military employees overlook maximizing their TSP (Thrift Savings Plan) by simply leaving all their money allocated into a target date fund based on their estimated date of retirement. Dont do this Depending on your age and time til retirement youll make way better returns in other funds in your early and mid-career. Then as you get closer to retirement you can be more conservative. Heres how I went from barely beating inflation in my TSP starting from $X to over $400K and an average rate of return of 14.4%. #investmenttips #militaryfinance"
TikTok Link 2025-11-19T23:55Z 69.3K followers, 5293 engagements

"3 ETFs to generate passive income from your investments. X. SCHD: tracks the S&P XXX with companies that have paid investors growing dividends for decades. X. QQQI: a relatively new ETF managed by the same team as SPYI it tracks the NASDAQ and has doubled its dividend rate in the last X years also averaging a rate of return of over 13%. X. SPYI: Another solid S&P XXX dividend ETF that has paid over XX% in dividend income over the last X years. Use these X ETFs to generate passive income as well as continue to grow your investment portfolio and youll be well on your way to retiring early and"
TikTok Link 2025-11-20T01:54Z 69.3K followers, 17.2K engagements

"Heres the problem with trying to make passive income on dividends that nobody tells you. In order to truly live off your dividend income you have to first build your portfolio to a size that allows you to do this. Even high-yield dividend ETFs and other assets - if your portfolio is $50K at XX% dividend yields you cant live off $6K/year. Instead I would put my money into 3-5 ETFs with varying degrees of risk and diversification. Id focus only on finding the best and fastest total returns. Then only when Id built my portfolio principal to whatever number I felt I needed would I switch my"
TikTok Link 2025-11-26T01:45Z 69.3K followers, 129.8K engagements

"REITs: how to invest in real estate and earn passive income without owning property. In this video Im going over how to invest in REITs. These can be a great tool for investors who want to invest in real estate but dont want to own or manage properties themselves. You can invest in REITs through your brokerage account the same way you do stocks and other assets. There are X main types of REITs: X. Equity REITs X. Mortgage REITs X. Hybrid REITs REIT dividends are taxable so its recommended to invest in these in a tax-advantaged account like a Roth 401K or Roth IRA. *Not financial advice."
TikTok Link 2025-11-29T16:47Z 69.3K followers, 13.9K engagements

"This video could make you a millionaire and also save you 1000s in retirement while also providing passive income tax free. Im going over X ETF (exchange traded fund) categories any investor can benefit from and should consider having in their Roth IRA. For each ETF category I give you a couple examples so you can continue the research yourself and decide which is best for you. *Not financial advice. Educational purposes only. Always do your own research before investing and consult a professional if you have specific questions. #personalfinance #investmenttips #retirementincome #passiveincome"
TikTok Link 2025-11-30T21:39Z 69.3K followers, 8849 engagements

"Lump sum investing or dollar-cost averaging in a Roth IRA - which is better Heres what the data shows us📊 #personalfinance #investmenttips #stockmarket #financialliteracy #investingforbeginners"
TikTok Link 2025-12-02T02:18Z 69.3K followers, 7377 engagements

"Create your soft life. Investing allows your money to create more money. If you dont learn how to stop trading time for money youll work until you 💀. The cost of living keeps going up and wages will never keep pace. Investing and the stock market isnt some big scary thing only the finance bros can learn and be successful at. Its for anyone willing to learn and try. #personalfinance #financialliteracy #passiveincome #wealthbuilding"
TikTok Link 2025-12-04T02:07Z 69.3K followers, 3935 engagements

"My NEW 3-fund ETF portfolio strategy (updates for 2026). Financial audit Portfolio review allocation budgeting help personal finance investing etc 💌 me. NOT financial advice - Im not a financial advisor. Educational purposes only. #personalfinance #financialliteracy #wealthbuilding #investmenttips"
TikTok Link 2025-12-06T21:35Z 69.3K followers, 6759 engagements

"5 things I do as a 38yr old with 18+ credit cards and a perfect credit score. Ive also never paid a dime of interest or carried a balance on a credit card. #personalfinance #financialliteracy #LearnOnTikTokContest #EducatorAward #creditcardtips"
TikTok Link 2025-12-07T19:47Z 69.3K followers, 5708 engagements

"Finance RANT incoming🙄 #personalfinance #financialliteracy #moneytok"
TikTok Link 2025-12-08T16:42Z 69.3K followers, 1589 engagements

"How to retire sooner: where to put your investments - Roth IRA or individual brokerage account If you want to retire sooner and have more money when you do all while paying less taxes this video is for you First a brief recap of the main differences between a Roth IRA and individual brokerage accounts then Ill tell you where I think you should invest the following: X. Dividend stocks/ETFs X. Super high yield stocks/ETFs X. Growth stocks/ETFs X. Foundational stocks/ETFs X. Real estate/REITs *Not financial advice. Educational purposes only. Always do your own research before investing."
TikTok Link 2025-12-09T02:16Z 69.3K followers, 3360 engagements

"If you want to be good at something you need to understand it and talk about it. Its 2026were not going to not talk about money. #personalfinance #financialliteracy #moneytok"
TikTok Link 2025-12-09T22:41Z 69.3K followers, 1054 engagements

"What should your investment breakdown be at any given age Whether youre XX or XX in retirement or havent even started a career yet Ive got a recommended portfolio allocation for you. This is for educational purposes only. I am not a financial advisor and this is not financial advice. Always do your own research before investing. #personalfinance #LearnOnTikTokContest #EducatorAward #investingforbeginners"
TikTok Link 2025-12-11T02:18Z 69.3K followers, 1832 engagements

"I made almost $2K in my first full month on TikTok😳🤯 Feeling beyond blessed grateful and humbled by my experience on here so far. #sidehustle #investingforbeginners #financialfreedom"
TikTok Link 2025-12-12T01:00Z 69.3K followers, 1194 engagements