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@branthemortgageman Avatar @branthemortgageman Brandon Brotsky

Brandon Brotsky posts on TikTok about insurance, money, if you, investment the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

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Mentions: XX #

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Followers: XXXXXXX #

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Social Influence

Social category influence finance

Social topic influence insurance #1170, money, if you, investment, capital gains #16, math #2242, debt #2083, mortgage rate #45, fed #1056, put the

Top accounts mentioned or mentioned by @adin @karlton

Top Social Posts

Top posts by engagements in the last XX hours

"🔍📍SAVE this post for X websites to search for foreclosed homes nationwide 🏠 X Foreclosure.com (https://www.foreclosure.com/): Easy to navigate explore cheap homes by selecting your county or city. X Auction.com (https://www.auction.com/): Discover bank-owned properties and foreclosures including off-market listings not shown by realtors. X Equator.com (https://www.equator.com/buy-real-estate-with-cryptocurrency): Dive into rural properties short sales and even use cryptocurrency for real estate diversification. X Xome.com (https://www.xome.com/): Access excellent auction research tools"
TikTok Link 2024-01-20T19:31Z 116.5K followers, 37K engagements

"Most parents think putting the house in a kids name or leaving it in a will is the right move but its one of the worst mistakes you can make. Heres why: ⚠ Probate courts. ⚠ Long legal delays. ⚠ Capital gains taxes that slash value leaving your kids with as little as 6065% of the home. ✅ The smarter way: Put the home in a revocable living trust avoids probate. Kids get a step-up in basis no capital gains tax if they sell. Add a life insurance policy big enough to cover the mortgage they inherit it debt-free. Thats how you build real generational wealth. No court. No tax. No headaches. 👉 Share"
TikTok Link 2025-09-27T01:30Z 116.5K followers, 2.3M engagements

"After buying a home the most important step is protecting the asset correctly. #realestatetips #homeownership #assetprotection Disclaimer: This content is for educational purposes only and not legal or tax advice. Always consult a qualified attorney or tax professional before structuring trusts or entities"
TikTok Link 2025-11-21T16:40Z 116.5K followers, 53.6K engagements

"Most people think the hard part is buying the home but the real challenge is managing your money once you own it. Having one main checking account for bills a separate home fund for repairs and upgrades an emergency fund for three to six months of expenses and an equity accelerator for small extra principal payments can completely change how secure you feel as a homeowner. #mortgagetips #realestate #homeownership"
TikTok Link 2025-12-06T01:41Z 116.5K followers, 8722 engagements

"Refinancing isnt the only option for homeowners wanting to pay off their mortgage quicker. Consider a home equity line of credit (HELOC) strategy. By depositing your income into your mortgage balance regularly you can potentially pay off your home in 3-7 years saving you time and interest. Its all about leveraging math and making your money work smarter. 💡 #heloc #mortgagepayoff #mortgage #mortgagetips #homeownership #homeownertips"
TikTok Link 2024-01-14T23:50Z 116.5K followers, 133.3K engagements

"Heres a quick breakdown of how your DTI is calculated by a mortgage lender. Follow for daily tips on mortgages and the home-buying process #homebuyers #homebuyer #firsttimehomebuyer #dti #debttoincome"
TikTok Link 2024-07-28T01:14Z 116.5K followers, 13.9K engagements

"The five biggest tax breaks homeowners should know are mortgage interest property taxes the capital gains exclusion when you sell the home office deduction and the Augusta Rule for business owners. Used correctly these can reduce your tax bill and help you get more financial benefit out of owning your home. Disclaimer: Always confirm details with your CPA or tax pro so youre using each strategy the right way for your situation. Follow for more smart homeownership and mortgage planning tips most people never hear about. #mortgagetips #firsttimehomebuyer #homebuyingtips"
TikTok Link 2025-11-28T04:37Z 116.5K followers, 32.8K engagements

"Buying a home isnt just can I get approved its where when and how you buy. The location has to fit your lifestyle not just your budget. The best deals often show up when sellers finally start negotiating (usually early in the year). And if you actually run the numbers rate buydowns seller credits new programs you may be closer than you think. #mortgagetips #realestate #homeownership"
TikTok Link 2025-12-08T22:30Z 116.5K followers, 1802 engagements

"DeSantis says you should be taxed once at the moment of the transaction and whether you like him or not that idea exposes how broken property taxes really are. When you buy a home you pay tax upfront but with property taxes the bill never stops. You keep paying even after the home is paid off even if your income drops and in retirement you can literally lose your house if you cant keep up with the countys tax hikes. #mortgagetips #firsttimehomebuyer #realestate"
TikTok Link 2025-12-02T04:23Z 116.5K followers, 57.7K engagements

"Home Equity Agreements are being sold as no monthly payment loans but theyre really a payday style trap on your house. #mortgagetips #realestate #homeownership"
TikTok Link 2025-12-09T14:25Z 116.5K followers, 2041 engagements

"Save this video and send to the people you know looking to buy a home to help them SAVE money when buying a home Follow for daily tips on mortgages and the home-buying process #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips"
TikTok Link 2024-08-12T23:59Z 116.5K followers, 648.3K engagements

"1 Make sure the names on your trust match your title exactly. If they dont the county can reassess and hike your taxes. X Dont list your kids as current beneficiaries make them successor beneficiaries. Otherwise they technically own part of the home now. X Once your house is in the trust add the trust to your insurance policy. If its not listed and something happens insurance might not pay. X File the deed with the county. If its not filed your home isnt legally in the trust and your family could end up in probate. 💡 Avoid these and your trust will actually do its job: protect your family"
TikTok Link 2025-10-24T13:37Z 116.5K followers, 161.9K engagements

"Small extra payments towards your mortgage can make a huge difference. If youve got a $400000 mortgage at XXX% adding just $100/month toward your principal can: ✅ Cut X years off your loan ✅ Save $58617 in total payments ✅ Build equity faster Heres the breakdown 👇 Your base payment = $2528. Add $XXX and make it $2628. Over time that extra principal shortens your amortization schedule meaning less interest and more ownership. Most people think you need a refinance or a lump sum to save big. You dont. You just need $XXX a month and discipline. #mortgagetips #homebuyertips"
TikTok Link 2025-11-09T13:43Z 116.5K followers, 1.1M engagements

"The Family Opportunity Mortgage lets you buy a home for your parents with as little as X% down while still getting owner-occupied style pricing. Instead of writing endless checks to a nursing home you can lock in their housing costs build equity and keep the property in your family long term. #firsttimehomebuyer #mortgagetips #homebuyingtips"
TikTok Link 2025-11-27T20:39Z 116.5K followers, 10.8K engagements

"A XXX credit score is no longer considered excellent for mortgage pricing and buyers today need a XXX or higher to qualify for the best interest rates. Improving your credit utilization and correcting reporting errors are two of the fastest ways to increase your score before applying for a home loan. #mortgagetips #creditscore #homebuying"
TikTok Link 2025-11-22T18:05Z 116.5K followers, 2975 engagements

"Many first-time homebuyers assume an FHA loan is their best option but FHA mortgage insurance lasts for the entire life of the loan unless you refinance. #firsttimehomebuyer #mortgagetips #homebuyingtips"
TikTok Link 2025-11-27T12:20Z 116.4K followers, 374.5K engagements

"You dont need XX% down to buy an investment property anymore. With certain DSCR (debt service coverage ratio) loans you can use XX% of your own funds and XX% as a family gift and qualify based on the propertys rental income instead of just your W-2. If the rent covers the mortgage and expenses you may be able to get approved even when your job income looks too low on paper. #mortgagetips #firsttimehomebuyer #realestate"
TikTok Link 2025-11-30T23:15Z 116.5K followers, XXX engagements

"Use THIS mortgage tip if youre looking to get a lower rate and payment when when buying a home🏡 📌SAVE this video to use and discuss with your loan officer when starting the home buying process. #mortgage #mortgagetips #mortgageloantips #lowermortgagepayment #homebuyer #firsttimehomebuyer"
TikTok Link 2024-02-23T23:35Z 116.5K followers, 1.3M engagements

"Avoid having an escrow shortage using the breakdown shown #mortgagepayment #mortgagetips #homeowner #escrow"
TikTok Link 2024-09-18T02:08Z 116.5K followers, 202.7K engagements

"Save this tip 📍 #homebuyers #mortgagetips #mortgage #homedecor #homebuyer"
TikTok Link 2025-01-06T03:53Z 116.5K followers, 1.2M engagements

"What do you qualify for as a first time Homebuyer making $XX an hour #homebuyer #firsttimehomebuyer #mortgagetips #mortgage #homeloans"
TikTok Link 2025-01-10T22:11Z 116.5K followers, 3.2M engagements

"How to decide whether to put X% or XX% in a hold #homebuyer #homebuyertips #mortgage #mortgagetips #real estate"
TikTok Link 2025-05-15T02:51Z 116.5K followers, 683.6K engagements

"Should you get an FHA loan to buy your first home #fha #mortgagetips #homebuyer #homebuyertips #firsttimehomebuyer"
TikTok Link 2025-07-04T02:12Z 116.5K followers, 243.7K engagements

"Think you have to put XX% down to avoid mortgage insurance Not true. Heres the hack 👇 🏠 Example: $500K home X% down = $25K. 📉 Regular PMI = about $115/month. 💡 Instead use Single Premium Mortgage Insurance (SPMI) a one-time $8K fee. 💥 Ask for a seller credit equal to $8K. The result ✅ No monthly PMI. ✅ X% down. ✅ Same payment just smarter. 👉 Dont let lenders keep you paying monthly for something you can eliminate upfront. Follow @branthemortgageman for smart homebuying hacks banks never explain. #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips #realtor"
TikTok Link 2025-10-08T02:20Z 116.5K followers, 13.1K engagements

"When you convert hourly pay to annual income apply a XX% debt-to-income ratio and plug in a realistic payment with taxes insurance and mortgage insurance the math will usually tell you very clearly what price point you can and cant afford on your own. In this scenario the numbers dont work solo but a co-borrower could bridge the gap. #mortgagetips #firsttimehomebuyer #homebuyingtips #realestate"
TikTok Link 2025-11-28T17:07Z 116.5K followers, 36.3K engagements

"Are home prices really dropping XX% next year 😳 Heres the truth no one is telling you #firsttimehomebuyer #interestrates #realestate"
TikTok Link 2025-11-26T15:59Z 116.5K followers, 40.2K engagements

"Most people think a Fed rate cut automatically means cheaper mortgages but thats not how it works. Mortgage rates follow the bond market and when Treasury yields spike mortgage rates can jump even as the Fed is cutting. #mortgagetips #realestate #interestrates"
TikTok Link 2025-12-10T14:52Z 116.5K followers, 11.8K engagements

"The Fed has made three rate cuts in a row but mortgage rates arent suddenly crashing and theyre not supposed to. #mortgagetips #realestate #interestrates"
TikTok Link 2025-12-11T16:08Z 116.5K followers, XXX engagements