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@billythecarkid Avatar @billythecarkid Billythecarkid

Billythecarkid posts on TikTok about if you, money, finance, credit union the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

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Mentions: XX #

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Followers: XXXXXXX #

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Social Influence

Social category influence finance automotive brands countries stocks

Social topic influence if you, money, finance #1040, credit union #30, bank #3105, hidden, credit #182, history, loan #50, $6753t

Top accounts mentioned or mentioned by @houstxn @car @chasnam @dime @kimberley @jimmy @scottykfitness @upcharge101 @americanstandardk9 @the205carguy @stephanie @drewheadzrest @alyssa @melissa @riosxauto @metro @jesse @tiffytiff @mcoache @magnetism

Top Social Posts

Top posts by engagements in the last XX hours

"Yes you can refinance your auto loan right after leaving the dealership and many people do it to secure a better interest rate or loan terms. However there are a few things to keep in mind: X. Loan Terms: The original loan you signed at the dealership might have restrictions or penalties if you refinance too soon although this isn't common. Check your loan agreement for any clauses related to early refinancing or paying off the loan early. X. Credit Impact: When you refinance the new lender will pay off the original loan and give you a new loan with potentially better terms. Keep in mind that"
TikTok Link 2025-04-01T23:53Z 334.8K followers, 123.9K engagements

"#freeconsultation Once youve locked in a solid deal and made sure youre not overpaying thats when the real battle startswatch out for high interest rates and inflated warranty prices. Thats where they try to make their money back so stay sharp and dont let them take advantage of you. #carbuyingtips #carbuyingsecrets #negotiate #carbuyingadvice #dealerships #carbuyingmadeeasy #carbuying #carbuyers #CarDeals"
TikTok Link 2025-04-14T23:58Z 334.8K followers, 110.2K engagements

"Do dealerships negotiate anymore In most cases you'll still need to negotiate the value of your trade the cost of financing and the price of any add-ons. If a car is in high demand a dealership will charge far more than the sticker price. #carbuyingadvice #buyingacar #autobroker #carbuyingsecrets #negotiatelikeaboss #carbroker #carbuying101 #carsalesman"
TikTok Link 2024-01-26T01:12Z 334.8K followers, 970.9K engagements

"What is the average profit margin on a vehicle Based on data from the National Automobile Dealers Association (NADA) the average gross profit margin on a new car sale for a dealership is around 3.9%. This means that for a $30000 car the dealership's gross profit would be approximately $1170. Dealerships make most of their front end profit on the used car inventory because the profit margin is slightly higher. Not to mention the financing and warranty which is heavily marked up. #carbuyingtips #carbuyer #carbuyingadvice #carbuyingsecrets #carbuyer #deslership #bestprice"
TikTok Link 2024-06-28T22:40Z 334.8K followers, 739.7K engagements

"PART X. Dealership financing secrets #carbuyingtips #carbuying #dealership #carbuyingmadeeasy #warranty #carbuyingsecrets #cardeal #sales #negotiation"
TikTok Link 2024-09-12T23:56Z 334.8K followers, 756.8K engagements

"Cash is no longer considered "king" at a dealership because most dealerships make a significant portion of their profit from the financing side of a car sale meaning they earn commissions on loans and additional products like extended warranties & Gap etc. #carbuying #carbuyingtips #carbuyingadvice #carbuyingsecrets #negotiate #bestdeal #finance #profit"
TikTok Link 2024-12-23T00:11Z 334.8K followers, 2.1M engagements

"Negotiate both price and interest rate: Getting a great deal on the car price alone isn't enough if you have a high interest rate. Compare lenders: Shop around for the best interest rates from different lenders including your local bank and credit union to ensure you're getting the best deal. Focus on the "out the door" price: Don't just focus on the base price of the car - the "out the door" price includes all additional fees taxes and dealer costs giving you a clearer picture of the total cost. #carbuying #greenscreen #carbuyingtips #carbuyingadvice #carbuyer #negotiate #dealership"
TikTok Link 2025-01-07T00:48Z 334.8K followers, 99.1K engagements

"When you car shop from your couch you have way more leverage. You can make dealerships compete for your business check what your trade is worth with all the major car buying sites get pre-approved and then let the dealer try to beat your rate all without stepping foot in the showroom. #carbuyingtips #carbuyinghelp #carbuyingadvice #carbuyingsecrets #dealership"
TikTok Link 2025-10-02T23:56Z 334.8K followers, 92.9K engagements

"Getting an itemized out-the-door number from the dealership is crucial because it gives you a clear view of everything they plan to charge before you ever step foot in the building. From the comfort of your living room you can decide whether to work with that dealership or go elsewhere. #carbuyingservice #carbuying #carbuyingtips #carbuyingsecrets #dealership"
TikTok Link 2025-10-06T23:44Z 334.8K followers, 390K engagements

"Long one but we got there #carbuying #buyingacar #negotiation #dealership #carshopping"
TikTok Link 2025-10-25T00:01Z 334.8K followers, 81.5K engagements

"Most people dont know you can negotiate what the finance manager tries to sell you we make sure our clients get the best deal on everything from the car price to the interest rate to the warranty #carbuyingadvice #buyingacar #carbuyingtips #negotiation #dealership"
TikTok Link 2025-11-01T18:11Z 334.8K followers, 107.9K engagements

"If a dealership forces you to use their financing watch out. They can mark up your rate and sell add-ons once your credit is open. You can almost always refinance right away prepayment penalties are rare. Dealerships push this six-month timeframe because thats when they get paid not for your benefit.#carbuyingtips #carbuyingmadeeasy #carshopping #carbuyer #dealership"
TikTok Link 2025-09-27T00:18Z 334.7K followers, 60.5K engagements

"Top car buying tip #carbuyingtips #carbuyingadvice #carshopping #dealershipscam #fees #hiddenagenda #ulteriormotive #wecanhelp"
TikTok Link 2023-11-02T15:10Z 334.7K followers, 2.4M engagements

"Dealership car loans offer convenience but you will likely find better deals on interest rates by getting a loan from a bank credit union or online lender. To secure the best auto loan rate whether at the dealership or elsewhere it is essential to arrange financing ahead of going to the car lot. #negotiate #carbuyingtips #carbuyingadvice #carbuyingsecrets #carbuying #apr #financingtips #autoloan #approved #deslership"
TikTok Link 2024-06-11T00:05Z 334.7K followers, 226.2K engagements

"Its very important to know how to read a purchase order when a dealership gives you a price on a car as it details the final agreed-upon price including any fees taxes and trade-in values allowing you to verify that the price quoted is accurate and that there are no hidden costs or discrepancies. #carbuyingtips #greenscreen #carbuyer #carbuyingadvice #carbuying #manufacturer #negotiation #discount #buyingacar"
TikTok Link 2025-01-08T01:04Z 334.8K followers, 436.8K engagements

"What does a buy rate mean A buy rate is the interest rate that a financial institution quotes to the dealer when you apply for dealer-arranged financing. The actual interest rate offered to you may be higher to compensate the dealer. #carbuyingtips #carbuyingsecrets #carbuyingadvice #carbuyinghelp #carbuyingmadeeasy #dealership #carbuyer #negotiator"
TikTok Link 2024-05-15T00:13Z 334.8K followers, 448.2K engagements

"Whether leasing or financing a car at a dealership is better depends on your lifestyle budget and how long you plan to keep the vehicle. #carbuyingtips #carbuying #carbuyingsecrets #carbuyingtips #carbuyinghelp #dealership"
TikTok Link 2024-11-08T01:12Z 334.8K followers, 101.1K engagements

"Ford has announced significant discounts on its vehicles in response to recent U.S. tariffs on imported automobiles. The company has introduced a campaign titled "From America For America" offering all customers employee-level discounts on eligible 2024 and 2025 Ford and Lincoln models through June X 2025. This initiative aims to counteract potential price increases resulting from the newly imposed XX% tariff on imported vehicles which could lead to price hikes of up to $20000 on some models. #carbuyingtips #carbuying #carshopping #negotiate #CarDeals #tarriffs #refinance #carbuyers"
TikTok Link 2025-04-03T22:54Z 334.8K followers, 804.5K engagements

""Dont get played at the dealership You have to pay Tax Title and License but all those 'add-ons' and 'protection plans' Totally optional. Know the difference keep your wallet happy" #carbuyingtips #carbuyingsecrets #negotiate #carbuyingadvice #dealerships #carbuyingmadeeasy #carbuying"
TikTok Link 2025-04-10T23:38Z 334.8K followers, 515.9K engagements

"Dealerships often avoid giving pricing over the phone because they want to have more control over the sales process. This includes upselling features discussing financing options and creating urgency. Many dealers also claim prices vary based on inventory trade-in value or financing terms but the reality is it's often a tactic to reduce price shopping and keep the negotiation on their turf. 🚗 #carbuyingtips #carbuying #carbuyingsecrets #carbuyer #carbuyingmadeeasy #dealership #carreview #cartips #tiktokautocampaign"
TikTok Link 2025-06-02T23:53Z 334.8K followers, 57.6K engagements

"🚗 Top X Car Buying Tips for 2025 Part One of Two 🧠💸 Thinking about buying a car this year Here are X tips to save money avoid mistakes and shop smarter in 2025 #CarBuyingTips #carbuyinghelp #carbuying #dealership #cartok #carbuyingsecrets #carbuyinghelp"
TikTok Link 2025-06-20T00:02Z 334.8K followers, 574.1K engagements

"Every dealership has different out the door prices so by simply asking for the total price in writing you can get a better deal right from your living room. #carbuying #buyingacar #carbuyingtips #carbuyingsecrets #dealership"
TikTok Link 2025-10-18T16:55Z 334.8K followers, 212.6K engagements

"Those of you putting a sizable amount of money down on your next auto loan this post is for you. #carbuyingtips #carbuyer #carbuyingsecrets #carbuyingmadeeasy #carbuyingadvice #carbuyingservice"
TikTok Link 2024-04-23T01:11Z 334.8K followers, 4.4M engagements

"#greenscreen Below are standard dealer fees you can avoid if you know what to look for. X. Dealer preparation fee Destination charges pay for the costs of delivering a car to a dealership but dealer preparation fees also known as reconditioning fees cover the cost of preparing that car for sale. X. VIN etching Etching the Vehicle Identification Number (VIN) into a cars various components can help deter thieves from stealing and illegally selling them on the black market. However the dealership often marks up this anti-theft product and procedure you can easily do yourself. Most DIY"
TikTok Link 2024-05-04T00:19Z 334.8K followers, 620.6K engagements

"Replying to @Erka A used car is a good choice if you are trying to save on your initial purchase. But you'll need to consider the cost over the life of ownership including maintenance and repairs. Depending on how you want to use the vehicle and your overall finances you may find that buying new is the better choice. #carbuyingtips #carbuyingadvice #carbuyinghelp #carbuyingsecrets #usedcars #negotiate #cashdeal #trueprice #dealership #carbuyertips"
TikTok Link 2024-05-17T00:26Z 334.8K followers, 2.1M engagements

"Yes you should definitely negotiate the price before letting a dealership run your credit. Running your credit before you've agreed on the price can put you at a disadvantage and give the dealership more power. #carbuyingadvice #carbuyingtips #carbuying #dealership #car #Negotiation #buyingacar"
TikTok Link 2025-01-03T00:45Z 334.8K followers, 4.6M engagements

"#greenscreen Buying a vehicle from a rental agency is often considered a bad idea because rental cars tend to experience high mileage potential abuse from multiple drivers who may not treat the car with the same care as an owner a less predictable maintenance history and can have lower resale value due to the perception of wear and tear associated with being a rental car; making it a risky purchase with potentially hidden problems down the line. #carbuyingtips #carbuyingadvice #buyingacar #negotiate #carbuyinghelp #carbuyer #dealership"
TikTok Link 2025-02-04T00:58Z 334.8K followers, 56.9K engagements

""Live market pricing" at a dealership refers to a strategy where a dealer uses technology to constantly monitor and adjust the prices of their vehicles based on real-time market data ensuring their prices remain competitive with other dealerships in the area by reflecting the current demand and supply for similar vehicles essentially eliminating the need for traditional haggling and providing customers with transparent pricing on the lot; this is achieved by analyzing thousands of comparable vehicles across various online marketplaces like CarGurus Autotrader and Edmunds to determine the most"
TikTok Link 2025-02-13T01:11Z 334.8K followers, 246.3K engagements

"Many dealerships take advantage of people through deceptive practices like inflated prices hidden fees or pressure tactics aiming to maximize profits but it's important to be aware of these tactics and negotiate effectively. Remember to be patient and make sure to find the deal that suits you best dont become a victim to dealership tactics. #CarBuying #CarShopping #carbuyingsecrets #negotiate #buyingacar #carbuyingsecrets #CarDeals #FreeConsultation"
TikTok Link 2025-03-13T23:35Z 334.8K followers, 1.3M engagements

"Getting a preapproval before letting a dealership run your credit is a smart move because it gives you a clear idea of how much you can afford which helps you shop confidently and stay within budget. It also puts you in a stronger negotiating position since you already have financing lined up making it easier to spot and avoid any dealer markups or hidden fees. Preapproval can protect your credit score by limiting unnecessary hard inquiries and it speeds up the car-buying process because much of the financial legwork is already done. Overall it helps you avoid getting talked into a bad deal"
TikTok Link 2025-04-17T23:57Z 334.8K followers, 1.2M engagements

"#ad Knowing the invoice price = knowing the dealer's cost. Dont overpay negotiate smart @caredge #CarBuyingTips #CarBuyingExpert #InvoicePrice #MSRP #invoice #carbuyingsecrets #carbuyer #CarBuying101 #dealership"
TikTok Link 2025-05-13T23:57Z 334.8K followers, 224.4K engagements

"Replying to @Angelo A simple tip that will save you thousands of dollars the next time your car shopping #carbuying #carbuyingtips #finance #carbuyers #dealership #carreview #cartips #tiktokautocampaign"
TikTok Link 2025-06-13T00:27Z 334.8K followers, 1M engagements

"Part 1: Interview with a Credit Union Loan Officer 👮 #SmartCarBuying #carbuying #carbuyingtips #creditunion #preapproval #dealership"
TikTok Link 2025-06-14T23:38Z 334.8K followers, 425.6K engagements

"Manufacturer rebates and special APR are incentives from the manufacturer not the dealer. When the dealership hits you with X% financing OR a huge rebate. Its your sign they really want to move that car 😉 #CarBuyingTips #finance #carbuying #carbuyinghelp #carshopping #carbuyer #carbuyinghelp"
TikTok Link 2025-07-20T00:15Z 334.8K followers, 68.9K engagements

"Only one of the credit pulls will count against your score and it typically impacts your score by about X to XX points the higher your score the smaller the hit. #carbuyingtips #carbuyer #carbuyingadvice #dealership #carbuyingsecrets #interestrate"
TikTok Link 2025-08-07T00:44Z 334.8K followers, 79.9K engagements

"Instead of paying once a month switch to biweekly car payments. Youll end up making the equivalent of one extra payment each year which lowers your interest and helps you pay off your loan quicker. A simple change that saves you money in the long run. #carbuyinghelp #CarBuyingTips #carbuyer #carbuyingmadeeasy #dealership"
TikTok Link 2025-09-02T00:54Z 334.8K followers, 81K engagements

"How to avoid falling for a dealership bait and switch. First dont just drive to the lot because you saw a great deal online. Call the dealership and confirm that the vehicle is physically there. Ask them to send you a picture of the VIN so you can match it to the one listed on their website. A lot of dealerships leave old listings up or post deals they dont actually have just to get you in the door. Its one of the oldest tricks in the book and without verifying you could waste your time on a car that was never really for sale. Always double check before making the trip. #carbuyingtips"
TikTok Link 2025-10-01T23:51Z 334.8K followers, 609.1K engagements

"Black Friday at a dealership only works in your favor if you know the market know the real numbers and know how to negotiate. If you dont walk in with that information youll end up paying more than you should. The sale signs and balloons dont mean anything unless you understand the deal youre being offered. #carbuyingadvice #negotiation #carbuyingtips #dealership #carbuyingtips"
TikTok Link 2025-11-20T01:09Z 334.8K followers, 17.3K engagements

"Gap insurance stands for guaranteed asset protection and it covers the difference between what you owe and what your car is worth if its ever totaled. Its one of the most important protections you can have because cars lose value fast. You can usually get it through your credit union or your auto insurance for a lower price but the dealership can still be a solid option if you have a lot of negative equity and your loan to value is over XXX percent. In situations like that paying a little more for gap can save you from a much bigger problem later."
TikTok Link 2025-11-21T00:43Z 334.8K followers, 20K engagements

"Tying rate to product is an illegal practice that dealership finance managers use all the time. No bank will ever require you to buy extras to get approved or receive a better rate. If a dealer claims you get a better rate by purchasing add-ons you were already approved for that rate and they are not being honest with you. #carbuyingtips #carbuyingsecrets #dealership #carbuyingmadeeasy #carbuyinghelp"
TikTok Link 2025-12-03T01:30Z 334.8K followers, 28.9K engagements

"A TASTE OF HIS OWN MEDICINE #funnyvideos #funnytiktok #dealershiphumor #carbuying #dealership"
TikTok Link 2025-12-12T16:12Z 334.8K followers, 4098 engagements