@bestwallethacks Jim WangJim Wang posts on TikTok about if you, costco, money, in the the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Social category influence finance 56.86% stocks 32.35% technology brands 8.82% countries 4.9% financial services 2.94% social networks 1.96% cryptocurrencies 0.98% products 0.98% fashion brands 0.98% exchanges 0.98%
Social topic influence if you 30.39%, costco #190, money 11.76%, in the 8.82%, how to 8.82%, fintech #185, card #1121, up to 5.88%, investment 5.88%, fdic 4.9%
Top accounts mentioned or mentioned by @chase @humphreytalks @user2894181869268 @bernie
Top assets mentioned Costco Wholesale Corporation (COST) Alphabet Inc Class A (GOOGL) SPDR S&P [---] ETF Trust (SPY) Microsoft Corp. (MSFT) Robinhood Markets, Inc. (HOOD) JPMorgan Chase (JPM) Morgan Stanley (MS) Marriott International Inc (MAR)
Top posts by engagements in the last [--] hours
"A "banking as a service" company Synapse Financial Technologies filed for Chapter [--] and there appears to be $85 million missing from customer accounts. Fintech companies like Yotta and Copper have had their customer accounts frozen while a bankruptcy trustee sorts it out. The FDIC is unlikely to step in and there's little for customers to do except wait. Collapseof Synapse& $85000000 Missing Collapseof Synapse& $85000000 Missing"
TikTok Link 2024-06-10T14:24Z 57.1K followers, 642.8K engagements
"Before you leave the country make sure you do these three steps to improve your safety and security. [--] Take a photo of the back page of your passport which includes the bar code. Hide this on your phone in a hidden folder for security. If you lose your passport this bar code can help expedite its replacement at the embassy. [--] Enroll in the State Department Smart Traveler Enrollment Program (STEP). STEP will email you alerts and travel advisories in the event of terrorism health weather or other disasters. In the event of something more serious they will also know that you are there. You can"
TikTok Link 2026-01-12T18:36Z 57.1K followers, 200.2K engagements
"Want to replace your cable tv or local tv subscription Or just want to see a free streaming service I guarantee you probably haven't heard of before TV.garden shows you live TV stations from across the world including the United States. You can find practically every local TV channel on here and watch what the locals are enjoying. It's completely free too sorted by country and by a globe and it's kind of fun to see what local channels are showing. Free International Live TV Streaming Service You Didnt Know You Needed Free International Live TV Streaming Service You Didnt Know You Needed"
TikTok Link 2025-04-24T15:19Z 57.1K followers, 53.5K engagements
"Costco has negotiated a special deal with Shutterfly where you can always get 51% off and free shipping on orders over 30%. Shutterfly is pretty aggressive with its promotions so in most cases you can probably find a bigger discount with the use of a promotion code. But if you need an order and can't find a promo code that covers your type of product know that you can always get 51% off and free shipping via Costco. You have to add your Costco membership number to your account (I'm not sure why they forced me to create a new account) and you can always find the promo code in your list of"
TikTok Link 2025-09-26T16:25Z 57.1K followers, 10K engagements
"A security researcher found [---] million usernames and passwords on an unsecured database likely provided by info stealers and keyloggers. There were [--] million Gmail accounts [--] million Yahoo accounts [---] million Microsoft Outlook accounts 900k Apple iCloud credentials [---] million .edu addresses 780k TikTok logins 100k OF logins and [---] million Netflix logins. If you haven't changed your password in the last year you should. You can also check haveibeenpwned dot com to see if your passwords were revealed in a breach"
TikTok Link 2026-01-23T22:20Z 57.1K followers, [----] engagements
"The Federal Reserve met for their January [----] meeting and decided to keep the Federal Funds Target Rate at 3.50%-3.75% (350-375 basis points). This was despite heavy pressure from President Trump to cut rates which generally spurs economic activity as borrowing costs go down. It's the first time the Fed has not cut rates since July [----]. Interest rate traders as tracked by the CME Group's FedWatch Tool largely expected this move and the stock market did not react. Looking to the next meeting at the end of March traders currently expect an 13.4% chance of a [--] basis point cut and a 86.6%"
TikTok Link 2026-01-29T15:28Z 57.1K followers, [---] engagements
"Have you ever wondered what Costco does with returns they can't put back on the shelf They resell it through liquidators You can sign up to buy massive pallets of practically every single type of product Costco sells. This includes electronics like Apple Watches and iPads to furniture to bedding to basically everything you can find in the store. And it's all massively discounted and put up for auction. Each listing explains exactly what's in the package - no guessing or treasure hunt involved. You get an exact manifest of the included items so you're not gambling. You can win an auction for"
TikTok Link 2025-04-21T14:55Z 57.1K followers, 30.8K engagements
"Many banks have red envelopes (hong bao) for Lunar New Year you just need to go in and ask. I got a whole stack from my local @Chase branch. They limit the number you can get from this year because they're in such high demand (I got 3) but my branch also had last year's which is just as nice and no one will notice it says [----] on the back. If you need envelopes check with your bank but act quickly Lunar New Year is February 17th this year and"
TikTok Link 2026-02-10T15:16Z 57.1K followers, [----] engagements
"Buying and selling gold isnt hard but remember its a little different than buying or selling stocks. First as @humphreytalks shows us youll have to go to a store to sell it. There are ways to sell it online but youd have to mail it which Im always wary of doing. Next youll get less than the spot price because the store has to make money too. Finally youll be taxed on your gains at the collectible tax rate - 28%. No favorable long term capital gains tax rate like youd get on stocks. Still a good option though just have to know these little differences before you get into it. Money cant buy"
TikTok Link 2025-05-12T14:37Z 57.1K followers, 264.3K engagements
"I always pack a Carbon Monoxide detector when I travel as a cheap insurance policy against a potential CO leak. These devices are inexpensive (less than $50 mine was only $30) and I put one in every bedroom we stay in. They take up very little space and are very light too so there really isn't a good reason not to have one"
TikTok Link 2026-02-09T15:48Z 57.1K followers, [---] engagements
"Costco has an amazing price drop policy where you can get a refund of the price difference on any purchase made in the last [--] days. But who has the time to keep track Fortunately CostPal will do it for you. Upload your receipts and it will check for price drops notifying you when they see one you qualify for. Then go to the customer service counter within [--] days of your purchase and get it refunded. I've gotten hundreds of dollars back in price drops and those are just the ones I've seen - who knows how many I've missed. If you shop at Costco and don't want to miss out on these refunds"
TikTok Link 2026-02-12T14:53Z 57.1K followers, [---] engagements
"How does FDIC insurance work The Federal Deposit Insurance Corporation insures your deposits up to $250000 per person per bank. It's backed by the full faith and credit of the United States Government though partner banks pay fees for this insurance. It can't run out of money because the government backs it fully. FDIC insurance can be confirmed with the FDIC Bank Find tool and you should always ensure you're banking with an FDIC insured institution. *isthata goodthingπ HowdoesFDIC Insurancework *isthata goodthingπ HowdoesFDIC Insurancework"
TikTok Link 2024-06-18T13:19Z 57K followers, [----] engagements
"Costco has a price adjustment policy where if something you purchase goes on sale you can get the difference refunded to you. If you buy something in the warehouse and it goes on sale within [--] days you can go to the Returns desk and ask for a refund aka a price adjustment. You don't need a receipt (though it can help in some cases) and the only requirement is that the item is still on sale at the time you request the adjustment. If you made the purchase online you'll have to request an adjustment online too. You have [--] days so you don't have to request it the next time you go just do it"
TikTok Link 2024-12-23T20:01Z 57K followers, 44.1K engagements
"Robinhood announced a new banking product that would offer several private banking perks including delivery of cash. There are other features too like tracking your net worth but are these worth it Im skeptical because Robinhood Banking would not be a bank its a financial technology company. As we learned with Synapse going bankrupt and the mess with Evokve Bank and Trust fintechs are not a great place to put a lot of money. Also cash delivery sounds nice but you have to tip and that gets very expensive. I think the value of this is in pushing real FDIC insured banks to up their game."
TikTok Link 2025-03-28T14:28Z 56.9K followers, [----] engagements
"Amazon Prime is ending its Prime Invitee program and requiring you to use their Amazon Family program. Prime Invitee was an older program that allowed you to share some of your Prime benefits with other people but Amazon Family is meant only for your immediate family. You can add another adult and up to four kids to your Family and share benefits. The adult must live at the same residential address and share payment methods - which makes it impossible for you to share those benefits with someone outside of your home. I would not be surprised to learn that #amazon saw the success of Netflix's"
TikTok Link 2025-09-02T15:13Z 57K followers, 461.8K engagements
"SitusAMC discovered it was hacked in early November and that thieves got access to sensitive information on their servers. SitusAMC is a technology vendor that deals with commercial and residential real estate loans for many of the top banks including JPMorgan Chase Citi and Morgan Stanley. It's still unclear how much information was stolen but experts believe that if you have a loan with any of the top [--] banks your information flowed through SitusAMC"
TikTok Link 2025-12-01T19:58Z 57K followers, [----] engagements
"Verizon has started sending out text messages to customers on how to redeem the $20 credit for the [--] hour outage. #Verizon"
TikTok Link 2026-01-16T21:46Z 57K followers, [----] engagements
"What is a good credit score Your FICO credit score is a measure of your creditworthiness. It goes from [---] - [---] with [---] being a perfect score. You dont need a perfect score to get the beat credit and loan offers. You only need a good one. FICOScoreRange: 300-850 Poor:300-579 Fair:580-669 Good:670-739 V.Good:740-799 Exceptional: 800-850 *theycouldvecome upwithabettername 1.Payontime 3.Nonewapplications 2.Payinfullto reduceutilization 4.Dontcancelcards *theytrustthey canmakemoney offyouπ GotoAnnualCreditReport.com Whatisa GoodCreditScore FICOScoreRange: 300-850 Poor:300-579 Fair:580-669"
TikTok Link 2024-06-19T18:21Z 57K followers, [----] engagements
"With [--] Year Treasury Bond yields at close to 5% (after being above last week) does it make sense to buy Treasury Bonds If you're in or near retirement perhaps. Talk to an advisor or someone who knows your entire financial situation. For younger investors 5% sounds appealing but it's not suitable for someone who has 30-40 years for their investments to grow. The difference between 5% and 8% is enormous. If you invest $500 a month for [--] years the difference is nearly a million dollars. A 5% return over [--] years = $763010.08 A 8% return over [--] years = $1745503.92 Inflation is also a silent"
TikTok Link 2025-05-27T16:02Z 57K followers, [----] engagements
"What is short selling And what is a short squeeze They are fancy ways of making a bet that a stock will go down - learn how its done what the risks are and why you dont need to do it. #investing #shortsqueeze #gamestop #PersonalFinance #personalfinancetips #money #wealth #explained (notme)π Whatis ShortSelling Long=think Pricewillgoup Short=think Pricewillgodown (notme)π Whatis ShortSelling Long=think Pricewillgoup Short=think Pricewillgodown"
TikTok Link 2024-05-15T14:05Z 57K followers, 15.6K engagements
"Honey is a browser extension that was acquired by PayPal for $4 billion and purports to find the best coupon codes on the internet. This is what they claim on their website - "Stop wasting time and money PayPal Honey helps you find coupon codes on 30000+ sites." An investigation and report by Youtube MegaLag has uncovered some damning evidence that Honey doesn't always find the best coupons. His video starts by explaining how Youtube influencers have been ripped off by the browser extension by slipping in Honey's cookies to earn commissions on sales. But the part that affects you the consumer"
TikTok Link 2024-12-24T14:37Z 57.1K followers, 25.8K engagements
"Ecobee smart thermostats have a feature known as Smart Recovery which "helps your home reach a comfortable temperature at the right time. It uses a learning algorithm to predict how long it will take to heat or cool your home." Smart Recovery is ecobee's name for what is commonly referred to as Adaptive recovery or Intelligent Recovery. Practically this means that it will turn on your heat system or air conditioning BEFORE your scheduled time. If you set your heat to go to [--] degrees at 2pm it will start heating your home BEFORE 2pm. Sometimes well before 2pm. I understand the appeal of this"
TikTok Link 2025-02-25T14:40Z 57.1K followers, 44.3K engagements
"Did you know you can often negotiate the annual fee on your credit cards I recently paid a $95 annual fee for my Marriott Bonvoy Card issued by American Express. Since it was within [--] days I could cancel the card and get the fee refunded but I wanted to see if there was an alternative. We live near a Marriott and so the free night perk was valuable to us plus we like having the other perks. Canceling would not be ideal but I still would like to get an offer. So I called American Express and asked to see what they could do. You can listen in on the call which has been edited down for time and"
TikTok Link 2025-04-01T20:26Z 57.1K followers, [----] engagements
"Why are airlines constantly asking you about lithium batteries like power banks laptops and more Its because theyre starting fires on planes. There have been [--] confirmed incidents this year so far and thats delaying flights and causing issues. Never check a lithium battery and if you are charging something keep it within arms reach. The last thing you want is a delay because of this The Real Reason Airlines Ask About Lithium Batteries π₯π₯π₯ The Real Reason Airlines Ask About Lithium Batteries π₯π₯π₯"
TikTok Link 2025-05-18T14:17Z 57.1K followers, 72.1K engagements
"Don't open a TreasuryDirect.gov account to buy Treasury Bills Notes and Bonds - there's an easier way. With Treasury Direct you have to navigate an antiquated system that requires you to jump through hoops to get set up. You also cannot sell Treasury bonds you have to transfer them to another bank or brokerage to sell them. It will let you buy bonds but it's a pain. Major brokerages have Treasury Money Market Funds that will buy Treasuries for you at a low cost. For example the Vanguard Treasury Money Market Fund (VUSXX) has a $3000 minimum and only holds U.S. Government Obligations (3.3%)"
TikTok Link 2025-06-05T17:13Z 57.1K followers, 20.6K engagements
"Starting February 1st if you try to fly without a REAL ID you will have to pay a $45 fee unless you have one of these alternative forms of identification. These are all accepted by TSA as REAL ID compliant so you can avoid a rush to the DMV to get a new driver's license: π State-issued Enhanced Driver's License (EDL) or Enhanced Identification Card (EID) π Mobile Driver's Licenses (mDLs): TSA accepts certain mDLs issued by states that have been approved for Federal use. π U.S. passport or passport card π DHS trusted traveler cards (Global Entry NEXUS SENTRI FAST) π U.S. Department of"
TikTok Link 2026-01-08T16:11Z 57.1K followers, [----] engagements
"π― Use this free Google tool to remove your personal information from their search results"
TikTok Link 2026-01-15T15:56Z 57.1K followers, [----] engagements
"Replying to @user2894181869268 Fintech stands for financial technology and they're companies that offer banklike services but aren't banks. They work with partner banks directly or through a third party such as the bankrupt company Synapse Financial to offer accounts similar to checking and savings accounts. Whatisa FinTech Sorryπ Whatisa FinTech Sorryπ"
TikTok Link 2024-06-11T12:44Z 57.1K followers, 182.9K engagements
"In December of [----] a Reddit user had his phone and wallet stolen. A thief used his Chase and Fidelity Cash Management Account debit cards and racked up $12000 in charges ($6k each). He filed all the proper fraud reports and Chase credited his accounts immediately. He filed with the CFPB FINRA and OCC and in responding to a FINRA inquiry Fidelity agreed it was fraud. He had police reports video evidence and more; but it has still not been resolved. Fidelity works with PNC Bank to issue the cards and PNC Bank outsources transactions to BNY Mellon Investment Servicing Trust Company. Everyone is"
TikTok Link 2024-06-20T18:59Z 57.1K followers, [----] engagements
"Costco has negotiated special deals with some suppliers and listed them on Costco Next. Costco Next is a great way to save money on a lot of products but it is NOT the same as buying a product through Costco. One big difference is the return policy. You do not get Costco's legendary "satisfaction guarantee" return policy. You are buying direct so if you have any issues you have to contact the supplier directly. Costco lists their phone number and email on a Member Services webpage but it's usually the same number as you'd find on the supplier's website. If you are an Executive Member you do"
TikTok Link 2024-08-14T11:11Z 57.1K followers, [----] engagements
"Do you have Visa gift cards lying around with a few bucks left Or maybe you just got one but don't want to carry it around There's an easy and free way to turn those gift cards into cash. Load them as a funding source on Venmo and as long as they're a debit card (and they should be) you can transfer the funds out for free. I will walk you through the process of adding a card to your account and getting your cash out. Just keep an eye out for transaction fees they may reduce how much you can get out of the card. In general Visa gift cards do not have a transaction fee. You pay for the card"
TikTok Link 2024-09-12T13:31Z 57.1K followers, 85.8K engagements
"If you have a Verizon phone that's stuck in SOS mode right now (September [--] 2024) it's because there is a massive Verizon outage. I have a Verizon phone and am stuck in SOS mode until this is all fixed. Don't reset your settings or restart your phone to try to fix it it won't work until Verizon fixes the issue on their end. #verizon #outage #iphone * cellular Verizon Phone Stuck In SOS Mode π²π² * cellular Verizon Phone Stuck In SOS Mode π²π²"
TikTok Link 2024-09-30T17:02Z 57.1K followers, 642.7K engagements
"Paramount Plus is offering a free [--] month trial for new and former customers with the promo code 3MOESSENTIALCS. You just need to visit the website and sign up for a new subscription entering the coupon code to get 100% off for three months. You will be billed after the [--] month trial period so cancel if you don't want to pay. What show will you be watching We've been watching a lot of shows on Apple TV (like Silo) and Hulu so we have quite a bit of a backlog of shows on Paramount Plus. The Agency looks pretty good to me we'll see if we get around to it #paramountplus #deals #freetrial"
TikTok Link 2024-12-19T16:30Z 57.1K followers, 24.4K engagements
"Two factor authentication (2FA) is a must on all your financial accounts but if you are getting those code verification messages by text message you are putting yourself at risk. SMS or Simple Messaging System (think green bubble) is insecure. It's not encrypted and sent as plaintext. Bloomberg and Lighthouse Reports shared an investigation in which a million text messages with 2FA codes were visible to a Swiss telecom company - Fink Telecom Services in June [----]. These messages often have the code as well as the sender and recipient. With all the hacked data out there it's not difficult to"
TikTok Link 2025-06-19T15:01Z 57.1K followers, 18.4K engagements
"Allow me to sing the many praises of renting a car using Costco Travels car rental search tool. #costco #costcodeals #avis #budget #alamo #enterprise"
TikTok Link 2025-07-09T19:33Z 57.1K followers, 546.1K engagements
"Two factor authentication (2FA) is a must on all your financial accounts but if you are getting those code verification messages by text message you are putting yourself at risk. SMS or Simple Messaging System (think green bubble) is insecure. It's not encrypted and sent as plaintext. Bloomberg and Lighthouse Reports shared an investigation in which a million text messages with 2FA codes were visible to a Swiss telecom company - Fink Telecom Services in June [----]. These messages often have the code as well as the sender and recipient. With all the hacked data out there it's not difficult to"
TikTok Link 2025-07-26T19:02Z 57.1K followers, 28.1K engagements
"College kids augmented the Meta Ray-Ban sunglasses with facial recognition so it could identify you as you walked by based on a photo. The service they used to identify your face is known as PimEyes and you can (and should) opt out"
TikTok Link 2025-08-26T14:06Z 57.1K followers, 30.1K engagements
"If you are buying pet medication from your vet you're probably paying way too much. Costco Pharmacy has pet medication at drastically lower prices than vets and many online stores - and you don't even need to be a member (though members get an even bigger discount) We give our dog SimparicoTRIO - a preventative heartworm tick etc. medicine - and paid $398 for a 12-month supply last year. If you buy it from Chewy it'll cost you $381.14 right now. Costco only charges you $284.89 if you're a member. $338.83 if you are not. That's a massive savings and I'm kicking myself for not realizing this"
TikTok Link 2025-09-15T15:49Z 57.1K followers, 214.2K engagements
"LexisNexis has a report of every auto and homeowners insurance claim you've filed in the last seven years. It's known as the CLUE report (Comprehensive Loss Underwriting Exchange) and it's used by companies to assess your risk and if it has errors you could be paying more for insurance than you need to be. Much like your credit reports you can request a copy of your CLUE report once a year and if there are errors you can dispute them. You should get your copy today (it takes time to process) and make sure it's 100% accurate. #personalfinance #tiktoklearningcampaign"
TikTok Link 2025-11-17T19:21Z 57.1K followers, 127.7K engagements
"There's a website that will show you when your email and passwords have been leaked in a data breach or hack. You can look up your email address and it will show you all the websites that were hacked and found your email in their database. Use this tool to look up your data and change any passwords and usernames you find. If this website has it hackers do too. Also change your passwords on other websites that use the same combination they will try those eventually as well. Finally if you want to remove yourself from this website you can email them to submit a request"
TikTok Link 2025-12-12T15:38Z 57.1K followers, [----] engagements
"VBIL is the Vanguard 0-3 Month Treasury Bill ETF and could replace your high yield savings account if you live in a state that has high state and/or local income taxes. Since it invests in Treasury Bills that interest income is exempt from state and local taxes. A yield of 3.64% from VBIL is the equivalent of close to 4% in a high tax state like Maryland where many folks pay 5% to the state and 3% to their county. The interest income is tax-free at the state level just not federally. This can be a better alternative to high yield savings funds that currently do not get nearly as good a yield"
TikTok Link 2026-01-20T17:23Z 57.1K followers, [----] engagements
"Tax identity theft is when a thief with your name address and Social Security Number files a fraudulent tax return to get your tax refund. In [----] the IRS flagged [-------] - [-------] tax returns as suspicious and of those [------] were confirmed to have been fraudulent. The IRS IP PIN program is a free opt-in program where you get a six digit PIN that you must put on your tax return or the IRS will not accept it. You get a new PIN each year and must use that PIN to file that year and any prior years. It's an additional layer of protection to prevent tax ID theft. If you are not the victim of"
TikTok Link 2026-01-21T13:44Z 57.1K followers, [---] engagements
"You cannot trust what your phone shows as Caller ID because that information is easily faked. It's known as caller ID spoofing and if you use a computer system such as a Voice over IP (VOIP) to make the call you can tell the caller ID system anything and it will show it on the target phone. The system is completely insecure has no verification and there's no way to prevent this. The only thing you can do is silence unknown callers or send them to a Call Screener. iPhone and Android phones have this feature and you can set it up easily to screen your calls. Make sure your friends and loved"
TikTok Link 2026-01-21T19:15Z 57.1K followers, [----] engagements
"There's a new wrinkle to an old scam that I didn't think was possible - scammers now have enough information that they can initiate a fraudulent charge as a way to start the scam. Your bank catches this transaction and notifies you with a legitimate text message. Then the scammers calls you with a spoofed phone number pretending to be your bank. The text message is legitimate the phone call is not and this is an approach we've never seen before. If I hadn't seen it on Reddit I wouldn't have believed it to be possible. Never answer unknown callers never trust Caller ID and if you think your"
TikTok Link 2026-01-22T15:27Z 57.1K followers, 22.4K engagements
"Dont make this simple mistake when it comes to loyalty points It cost one man [-----] in Dunkin Rewards points"
TikTok Link 2026-01-23T15:04Z 57.1K followers, [---] engagements
"Synergy Restaurant Gift Cards sold at Costco is filing for bankruptcy on January 31st [----]. This would make all of their gift cards worthless and restaurants are starting to refuse them as payment because of the bankruptcy. If you purchased these gift cards from Costco take advantage of their return policy and return them ASAP. A person on Reddit reported that they were able to go to their store and get a full refund. Management is telling Costco stores to refund members that have unused Synergy gift cards. Tell your friends who may have these cards they may not know the company plans to go"
TikTok Link 2026-01-29T18:43Z 57.1K followers, 10.1K engagements
"What do you think of this lawsuit Two Costco members are suing Costco because the rotisserie chickens were advertised as having "no preservatives" but they were using sodium phosphate and carrageenan. Costco has since removed the "no preservatives" labeling but the plaintiffs in the case claim that Costco "systemically cheated customers out of tensif not hundredsof millions of dollars" by advertising them as having no preservatives. Does it matter that both plaintiffs are still planning on continuing to buy the chicken π€ #costco #costcotiktok"
TikTok Link 2026-01-30T13:34Z 57.1K followers, [----] engagements
"If you're buying QQQ or SPY you may be overpaying. QQQ is the Invesco NASDAQ [---] ETF with an expense ratio of 0.20% while the QQQM is invested in the same exact companies but you only pay 0.15%. SPY is the State Street SPDR S&P [---] ETF with an expense ratio of 0.09% while the SPYM is invested in the same exact companies but you only pay 0.02%. Until 10/31/2025 SPYM was traded under the ticker SPLG. The higher cost versions of each fund have more liquidity volume smaller bid-ask spreads and are designed for active traders. The lower cost versions are designed for buy and hold investors. This"
TikTok Link 2026-02-02T16:31Z 57.1K followers, [----] engagements
"The Winter #Olympics will be broadcast on NBC and streaming on Peacock but if you don't want to pay for another streaming service here's how to watch it for free. Try to find a way to get Instacart+ for free because it includes Peacock Premium as a benefit - it's offered by most #Chase cobranded loyalty cards Chase non-cobranded loyalty cards MasterCard and others. They often give you a [--] [--] or even [--] months of free Instacart+ which is more than enough. #Costco members can get two free months of Instacart+ as a trial otherwise you could always sign up for a 7-day free trial for limited"
TikTok Link 2026-02-04T13:34Z 57.1K followers, [---] engagements
"SIM Swapping is when a hacker convinces an employee at the phone company to transfer your phone number to a different SIM card. This happens with physical SIM cards as well as eSIM. This gives the thief complete access to your phone because it's now transferred to their device. With how much we use our phones for every aspect of our lives including authentication getting it back becomes even harder. Fortunately the major carriers have simple and free ways of protecting yourself that you should do today"
TikTok Link 2026-02-06T16:01Z 57.1K followers, 17.7K engagements
"If you had a Capital One [---] Savings account anytime from Setpember [--] [----] through June [--] [----] you are eligible to receive benefits from a $425 million class action lawsuit. Capital One failed to raise the interest rate on their [---] Savings Account when they started offering the [---] Performance Savings Account which shortchanged a lot of customers who had no idea they were not earning a competitive rate of interest. The previous settlement was rejected for not paying out enough and the new one is much better. You have until March [--] [----] to file a claim so don't delay. Follow for more and"
TikTok Link 2026-02-07T16:03Z 57.1K followers, [----] engagements
"The Maryland judiciary is warning that scammers are sending text messages claiming you owe them a fine. The message includes the address of the courthouse and how you have to get there to pay your fine. or you can click on a link and pay. It's a scam. Don't click. Report as spam and block. And even if you know it's a scam your less tech savvy loved ones may not. Or they are unsure and might waste their time showing up at the courthouse (where scammers may be waiting outside). Make sure you let them know that state agencies don't send out fine notifications through text messages"
TikTok Link 2026-02-11T16:07Z 57.1K followers, [---] engagements
"In some states by law you can cash out small gift cards. In California you can cash out any balance under $10 ($15 after April [--] 2026). In Colorado Maine Montana New Jersey Oregon and Washington you can cash out any balance under $5. In Connecticut cash out available for balances of $3 or less. In Massachusetts it's $5 or once you used up 90% of the card's original value. Finally Rhode Island and Vermont require a cash out once the card is less than $1. Some merchants like Chipotle will let you cash out gift cards of less than $10 in any state. It's likely they don't want to deal the training"
TikTok Link 2026-02-13T15:57Z 57.1K followers, [---] engagements
"If you have the Costco Citi card you may have just received your cashback certificate. If it's over $300 you can and should direct deposit it into your bank account. Don't bring it to the warehouse and cash it at the register direct deposit is a way better option. (unfortunately if it's under $300 cashing out at the register is your only option) Commend CASHBACK and I'll send you step by step instructions on how to do this it's super simple and way better than holding up the line at Costco Not only is it faster but you also earn more cashback by not spending it at Costco. Just use your card"
TikTok Link 2026-02-15T13:34Z 57.1K followers, 16.6K engagements
"Being good with money can be learned. #wealth #personalfinance #finance #CapCut"
TikTok Link 2024-05-01T16:01Z 56.6K followers, [----] engagements
"Stagflation explained and what you can do to prepare for it. #wealth #stagflation #emergencyfund #inflation #economy Whatis Stagflation Whatis Stagflation"
TikTok Link 2024-05-02T13:15Z 56.7K followers, 19.8K engagements
"82% of Americans do NOT have a high yield savings account which means their bank is ripping them off. Instead of over 5% interest theyre getting 0.5% or less. Learn where to get better rates with no risk from FDIC insured banks. #savingmoney #bank #personalfinance #money #wealth Isyourbank Payingyou5%+ Ininterest Isyourbank Payingyou5%+ Ininterest"
TikTok Link 2024-05-18T11:11Z 56.6K followers, 20.9K engagements
"What is an inverted yield curve and what does it mean for our economy and a recession #wealth #economy #recession Whatisan Inverted YieldCurve Feelslikethis (Economically) FRED= Federal Reserve Economic Data Almost2years *Theserates areinverted Graybars Are Recessions Whatisan Inverted YieldCurve Feelslikethis (Economically) FRED= Federal Reserve Economic Data Almost2years *Theserates areinverted Graybars Are Recessions"
TikTok Link 2024-05-28T14:17Z 56.6K followers, [----] engagements
"Is PayPal a bank or a fintech Why does this matter PayPal is a fintech that offers banking services through a partnership with Synchrony Bank. They get FDIC insurance passed through which is an important distinction in this day and age when Synapse failed and users of Copper and Yotta find their accounts frozen"
TikTok Link 2024-06-11T15:08Z 56.9K followers, [----] engagements
"Synapse Collapse - With money and banks being involved why hasn't the FDIC stepped in to regulate this It isn't their jurisdiction I explain what the FDIC is responsible for what the Office of the Comptroller of the Currency is responsible for and why fintech and Banking as a Service companies sit in a regulatory gray area (and how we're now learning how dangerous that is). SynapseCollapse: Whydoesnt FDICintervene SynapseCollapse: Whydoesnt FDICintervene"
TikTok Link 2024-06-12T12:11Z 57K followers, [----] engagements
"You should not be using a fintech or neobank as your primary bank. The Synapse failure highlights the difficulty of reconciling different ledgers and without regulatory oversight we're seeing how easy it is for things to get messed up. With fintechs that means you go to the legal system and not the regulatory one - you don't want your accounts frozen while the courts sort it out. Avoid fintechs for your main account go with a regular bank. Donotusea Fintechasyour PrimaryBank Donotusea Fintechasyour PrimaryBank"
TikTok Link 2024-06-14T16:43Z 56.9K followers, [----] engagements
"A Russian ransomware outfit called LockBit has released [--] Terabytes of customer data from Evolve Bank & Trust. Its a massive leak and one of the biggest Ive ever heard of. Evolve is a big partner bank for a lot of fintechs including Affirm Bilt Yieldstreet and dozens more. If you use a fintech check whether they use Evolve because your data (including socal security numbers) could be out there. This is a continually evolving story but this might push regulators to become more involved. MASSIVEEvolve Bank&Trust DataLeak:33Terabytes OfCustomerdata *VisitingfriendsinNJ andtheseareHUGEhouses"
TikTok Link 2024-06-30T17:02Z 57K followers, 12.3K engagements
"Investing in the stock market doesnt have to be conplicated. Make regular contributions and do it often. Everyone believes that can outsmart the stock market but you cant and we have data to support it. Trying to time the market is a huge mistake and here's why - if you lose out on just a handful of the best market return days your nest egg takes a huge hit. In a study by Dimensional Funds $1000 invested in the S&P [---] in [----] would be worth $138908 in August of [----] (when they did the study). If you miss the best day your investment is only worth $124491. If you miss the [--] best days it's"
TikTok Link 2024-07-17T13:38Z 57K followers, [---] engagements
"When you rent a car the car company will try to sell you an auto rental collision damage waiver. if something damages the car the waiver absolves you of all financial responsibility for the damage. You've probably heard that you should decline this waiver because your auto insurance already covers it. Before you do that there are a few important things to know. First double check your auto insurance policy to see what it covers. Second check if you have a credit card that offers rental car insurance. If your card offers this check if it's primary or secondary coverage. Primary means the"
TikTok Link 2024-07-22T16:33Z 56.7K followers, [----] engagements
"idelity has four zero cost index funds that will cost you nothing to own. They were the first to offer this and a 0.00% expense ratio was unheard of until they did it. They offer four funds: Fidelity ZERO Large Cap Index Fund (FNILX) Fidelity ZERO Extended Market Index Fund (FZIPX) Fidelity ZERO Total Market Index Fund (FZROX) Fidelity ZERO International Index Fund (FZILX) Each have no minimums. There are a few downsides. They are mutual funds and not ETFs so you don't trade them on the open market. Also there are only four options there isn't an S&P [---] index fund in the list (the total"
TikTok Link 2024-08-12T19:47Z 56.9K followers, 30.4K engagements
"Morningstar produces a Mind The Gap report in which they compare the results of the market with the returns investors are getting. In their latest report for [----] they saw that investors lagged market returns by about 1.1%. This is all explained by investor behavior. Investors were sabotaging their returns by messing with their investments. Instead of getting 7.3% investors were only getting 6.3% because of their mistimed trades. Market timing does not work and this report highlights how bad the damage is. If you invest $500 a month for thirty years and get 6% instead of 7% just because you"
TikTok Link 2024-08-30T14:39Z 56.9K followers, 10.8K engagements
"In President Biden's [----] budget he proposed a minimum 25% income tax on Americans who were worth more than $100 million including taxing unrealized capital gains. There are three reasons why I am not worried about this but one reason I am. First logistically this is going to be difficult. You have to identify those worth more than $100000000 and then track their net worth. Second I'm not worried because I'm not worth that much. Not even close. And if I ever am I'd be thrilled. Third Americans who are worth that much have an army of tax accountants and lawyers to help them figure it out. They"
TikTok Link 2024-09-13T13:37Z 56.7K followers, [----] engagements
"The New York Fed estimates the probability of a recession between now and August [----] is approximately 61.7891% - but if you're worried about it here is what you need to do. [--]. Get an emergency fund - if you don't have one aim for $500 in the next three to six months. Then look to increase it to 6-12 months of expenses. [--]. Prepare for potentially losing your job - research unemployment benefits update your resume and Linkedin and prepare as if you will lose your job. [--]. Review your budget for areas you can cut immediately. You want to find out your bare minimum and how to get there. Preparing"
TikTok Link 2024-09-20T13:52Z 56.7K followers, 53.3K engagements
"If you hold stock for at least a year and sell it for a profit you are taxed at long term capital gains tax rates - which are extremely low. They are 0% 15% or 20% depending on your income. If you hold it for less than a year and sell it for a profit you are taxed at short term capital gains tax rates - which are the same as your income tax rates. Those are going to be much higher. #investing #stockmarket #taxes What are Long Term Capital Gains Taxes What are Long Term Capital Gains Taxes"
TikTok Link 2024-09-23T15:29Z 57K followers, 12.1K engagements
"The Bureau of Labor Statistics' September jobs report revealed that employers added [------] jobs which is higher than the expected [------]. They also revised July and August jobs numbers up by [-----] jobs - showing that the job market in the United States is quite strong. This significantly lowered the probability of a 0.50% (50 basis point) cut by the Federal Reserve in their November meeting. Now most traders expect a 0.25% (25 basis point) cut rather than a larger [--] basis point one. The Federal Reserve has a dual mandate to keep inflation low and employment at reasonable levels ("full"
TikTok Link 2024-10-09T12:55Z 57K followers, [----] engagements
"Investing doesn't have to be complicated and if you're stuck on where to invest let me introduce you to the simple three-fund portfolio. Popularized by Taylor Larimore co-author of The Boglehead's Guide to Investing invest in: - a total stock market index fund - a total international stock index fund - a total bond fund If you want to add a 4th fund add a total international bond fund. This approach works for target retirement funds such as Vanguard's Target Retirement [----] and is available at many mutual fund companies. In fact you could also just invest in the target retirement funds to"
TikTok Link 2024-10-11T13:50Z 57K followers, [----] engagements
"The Costco Auto Buying program is a partnership between Costco and thousands of car dealerships around the country. You get special member only pricing no haggling and access to all the same dealer incentives as well as a discount. It's a good option if you hate haggling but you can sometimes get better offers if you are willing to do your research and push dealers to compete for your business. It gets less effective for really popular cars so you have to do your homework to get the best deal. The only exception to the haggling is if you have a trade-in. You can and should negotiate a little"
TikTok Link 2024-10-30T14:54Z 56.8K followers, 142.3K engagements
"In the latest chapter of the Synapse bankruptcy in which $85+ million of customer funds is still "missing" we're learning that Evolve Bank and Trust hired an account reconciliation firm Ankura to help find missing funds. Afterwards they contact customers offering cents on the dollar for balances. Some were lucky enough to have all their money returned others were offered nothing or much smaller. The most tragic screenshot I saw was someone with $94468.95 in the Synapse Ecosystem (the collection of banks used by Synapse) and they were offered $128.68 It's not clear what the next steps are but"
TikTok Link 2024-11-05T11:51Z 56.6K followers, [----] engagements
"Did you know you can sometimes get your credit card's annual fee waived When your credit card's annual fee hits call them up and ask if they can waive it. Sometimes you have to threaten to cancel the card to reach their retention department but most cards will try to keep you as a customer. They may waive the fee offer bonus points statement credits or other benefits. It's a tactic that many card owners have been using for years because it costs nothing but a little bit of time. SAMPLE SCRIPT: "Hi I just saw that you charged me the annual fee but I'm not sure I can justify paying for it"
TikTok Link 2024-11-13T15:20Z 56.6K followers, [----] engagements
"On the campaign trail Donald Trump proposed capping credit card interest rates at 10% - a campaign promise that was supported by @Bernie Sanders (and even Elizabeth Warren). Interest rate caps are not new (Senator Josh Hawley proposed a similar idea last year a cap of 18% that went nowhere) but they have yet to pass. There are two obvious issues with a cap: [--]. Credit card rewards will get less generous as credit cards will lose a significant revenue source. [--]. Less access to credit for less creditworthy borrowers since you can only charge them 10% interest instead of 20-36%. Any interest rate"
TikTok Link 2024-11-22T14:28Z 57K followers, [----] engagements
"If you're tired of expired or invalid coupons for products sold through Amazon you need this new website. It's called Koupon dot AI and it uses artificial intelligence (presumably) to find coupon codes that aren't even listed on Amazon's product listings. You just go to the website and search for the item you want looking for the green COUPON CODE label if they have an extra coupon code. When you see the code it's copied into your clipboard so you can check out and paste the code. The code is not automatically added for you. If the deal is as good as you expected you can check out"
TikTok Link 2024-12-02T14:56Z 56.6K followers, 13.2K engagements
"Some of the best deals at Costco aren't available through their website or in their warehouse they're shared through a service called Costco Next. Costco has negotiated special deals with dozens of supplies companies like Anker Caraway Travelpro Inspire Casemate Titan Casket and more. Through Costco Next you are sent to the supplier partner's website where you can see additional savings pre-negotiated by Costco. You are buying these products directly from the manufacturer so you lose some of the benefits and protections from Costco (such as cash back generous return policy etc.) but you save"
TikTok Link 2024-12-05T18:09Z 56.9K followers, [----] engagements
"Chase is giving away [--] million Chase Ultimate Rewards points this holiday season - it's a million points for [--] lucky Chase cardholders. You can enter once a day up until January [--] [----]. Random drawing will be on or around February [--] [----] and winners will be notified on or around March [--] [----]. It's an easy contest to enter you can enter once a day until January 31st and it's completely free. Go to millionpoints dot chase dot com to enter. #chase #travel #points #miles #giveaway #sweepstakes π π"
TikTok Link 2024-12-06T11:34Z 56.8K followers, 48.2K engagements
"About a million Americans are about to get a nice check in the mail courtesy of the [----] Recovery Rebate Credit. The IRS determined that many Americans who were eligible for this stimulus check never claimed it so they're pro-actively sending out checks and direct deposits. The amount is sizable up to $1400 per person (including dependents) and so you may be finding yourself with a nice deposit in the bank (or check in the mail). It will be based on your tax return and so if you elected for direct deposit it'll be sent that way. If you never filed for [----] and you may be eligible for this"
TikTok Link 2024-12-27T15:42Z 56.7K followers, 484.3K engagements
"Did you know that Costco will buy your old electronics Costco has a partnership with Phobio an electronics trade-in service where you can get a Costco Shop card for your old electronics. Simply Google "Costco Phobio" or search for them in the app or on the website and click through to see special buy back pricing for Costco members. Checking prices is free so you can instantly find out how much your devices are worth and whether you can get a cash card for them. If you're happy with the quote you can ship off the device (or request a prepaid shipping box) and wait a few days for your card."
TikTok Link 2025-01-29T14:57Z 57K followers, 43.4K engagements
"The Trump memecoin shot up to $75 before falling down to around $17 and an analysis by Chainalysis on behalf of The New York Times found that early buyers made out like bandits. One wallet potentially made $109 million on early Trump memecoin trades. But later buyers were less fortunate. [------] wallets have lost around $2 billion either buying high and selling low or buying high and still holding. Some people have gotten upset and blame Trump which is understandable but not correct. It's not his fault it's a memecoin. If you buy memecoins you're only gambling. You're relying on the Greater"
TikTok Link 2025-02-10T22:51Z 57K followers, [----] engagements
"Southwest Airlines clarified its checked baggage policy after getting a lot of negative news about the change - it's not nearly as bad as I initially thought though it is still quite disappointing. We knew that Business Select fares and A-List Preferred passengers get [--] free checked bags. Southwest Credit card holders get [--] free checked bag. But what they failed to mention was that anyone on the same reservation gets the same perk - up to [--] additional passengers. This means that if I a credit card holder book a flight with my family then we all get one free checked bag per person. It's still"
TikTok Link 2025-03-13T13:28Z 57K followers, 32.6K engagements
"Experts like to make investing complicated but it doesn't have to be - this simple portfolio has been time-tested by savvy investors who have made millions of dollars in the stock market. It was created by famed investor and "Dean of the Bogleheads" Taylor Larrimore. The Bogleheads are some of the savviest investors in the world united in their love of Jack Bogle founder of Vanguard and low cost index funds. The three fund portfolio is simple: [--] Domestic total market index fund such as VTI [--] International total market index fund such as VXUS [--] Total market bond fund such as BDN Those are the"
TikTok Link 2025-05-20T14:42Z 56.8K followers, 12.5K engagements
"In the latest GOP budget bill you can get $1000 per child born in [----] through [----]. In an tax-deferred investment account known as a Trump Account the Treasury would give your child $1000 that gets invested in a diversified U.S. stock fund. The kid can't access the funds until they're [--] can't access more than half before they're [--] and get the rest at [--]. Parents can contribute up to $5000 each year into this account. If you use it to pay for a qualified expense (education first time home capital for a business etc.) you only pay long term capital gains on the earnings. Anything else taxes"
TikTok Link 2025-05-23T18:16Z 56.8K followers, 346.4K engagements
"The worst financial advice I got was when a real estate agent tried to convince me to increase my house budget by 20% "just to see what I thought about those types of houses." It was [----] and at the height of the housing boom in a very expensive area (the Washington D.C./Maryland/Virginia region). I thought I could afford a $275000 house and he took me to houses that were listed at $300000+ because "I needed to know what a little bit more could get me." He said that because I had a good job with potential raises in a few years I could make enough to afford the mortgage. While this was all"
TikTok Link 2025-06-10T17:50Z 56.7K followers, [----] engagements
"How do the experts know what the Federal Reserve will do with interest rates before they do it They're not geniuses they simply look at the FedWatch tool from the CME Group. It's an aggregate of all the contracts from interest rate traders. These traders are betting real money with contracts and the CME Group turns it into a percentage we can understand. It's distilled into a percentage chance of a change and then experts report on it - it's as simple as that. If you want to sound smart about the interest rate just go to the FedWatch tool #fomc #federalreserve #interestrates"
TikTok Link 2025-06-18T14:03Z 56.6K followers, [----] engagements
"There's a Chase Zelle scam going around that I learned about from Michael Wilson of the New York Times. The scam essentially tries to get the victim to send them money via Zelle but they use a few tricks that we haven't seen used all together. [--]. They will call from a phone number that matches a Chase branch. They fake the number known as spoofing and hope you will Google it to confirm they're legitimate. [--]. They will give you case numbers and refer you to a supervisor which sounds more legitimate. [--]. They will tell you they won't ask for identifying information or passwords or anything else."
TikTok Link 2025-09-30T17:07Z 56.7K followers, 213.6K engagements
"How come no one told me about this #costco #costcofinds"
TikTok Link 2025-10-11T23:40Z 56.9K followers, 22.2K engagements
"Did you know there's a government website that lists all the payments doctors (and other medical professionals) receive from drug and medical device companies You can search by medical provider hospital or the company itself and it's completely free to use. You can find out if your doctor receives payments from certain companies and make a more informed decision about your medical care. And just because your doctor received a payment or some other compensation (like a meal) it isn't a red flag or anything to be concerned about. Dig into the information see what it was for how much and for how"
TikTok Link 2025-10-27T14:42Z 56.7K followers, [----] engagements
"In March [----] Hyundai AutoEver America an IT branch for Hyundai was breached for nearly nine solid days. From February 22nd to March 1st thieves had access to their systems and the company told the Massachusetts Office of Consumer Affairs and Business Regulation that thieves got full names Social Security numbers and even driver's license information. It's estimated that the company connects to [---] million vehicles"
TikTok Link 2025-11-14T17:15Z 57K followers, [----] engagements
"A week ago Netflix stock was over $1100 a share and today it's worth just $110 what happened Netflix just completed a 10-for-1 stock split on November 17th which means that if you had one share of Netflix on the 16th you now have [--] shares on the 17th. Nothing else changed other than the number of shares - your total ownership remains the same. Netflix has done this several times in its history the last time was a 7-for-1 split back in [----]. Companies do this to make their shares look more attractive even though the underlying fundamentals of the company have not changed. The market cap"
TikTok Link 2025-11-18T14:59Z 56.7K followers, [----] engagements
"No you will not get a DOGE stimulus check from all the savings they found. Mostly because they didnt save that much money but also because Reuters has reported that DOGE has been shut down"
TikTok Link 2025-11-24T21:01Z 57K followers, [----] engagements
"Gold hit all time highs but is it worth buying Some things to know about this gold rally. This isnt investment advice. Go Jets. π"
TikTok Link 2025-12-23T18:57Z 56.8K followers, [----] engagements
"The OBBBA reverted the 1099-K reporting requirements back to the higher limits so you wont have to worry about sorting out your Venmo and PayPal payments to your friends. You still have to report your income (as always) but now you wont have to worry about the headache of dealing with it if you dont have any income. #tax #irs"
TikTok Link 2025-12-31T12:52Z 56.9K followers, [---] engagements
"If you get a ton of email this hidden Gmail feature can help you quickly cut down on how many you receive"
TikTok Link 2026-01-05T14:42Z 56.6K followers, [----] engagements
"Woukd you welcome a 10% cap on credit card interest rates"
TikTok Link 2026-01-13T17:52Z 57K followers, [----] engagements
"Is the Costco Executive membership worth the extra fee After September 1st the Costco Executive membership will cost you $130 versus just $65 for Gold Star membership. Executive gets you 2% cash back on most purchases so to make up the $65 difference you have to spend at least $3250 at Costco each year. Not all purchases earn cash back - you don't get it on gasoline alcohol stamps and a few other items. It covers most purchases though. There is also a limit of $1000 in cash back per year which would mean you're spending more than $50000 at Costco each year. It's not a limit that applies to"
TikTok Link 2024-07-30T14:14Z 57.1K followers, 71.5K engagements
"Why are index funds such great investments Financial experts often suggest them but they may not explain why - here's the easy explanation. Index funds such as an S&P [---] index fund give you instant diversification. When you invest in an S&P [---] Index Fund like Fidelity's [---] Index Fund FXAIX or Vanguard's [---] Index Fund VFIAX you get every company in the S&P [---]. You don't have to pick a company you get them all. Index funds are notoriously cheap too. Fidelity charges you 0.015% which is $15 for every $10000 invested. Vanguard charges 0.04% or $40 for every $10000. You can't control your"
TikTok Link 2024-08-09T17:44Z 57K followers, 12.8K engagements
"Fidelity announced a data breach in which [-----] accounts were accessed revealing Social Security Numbers driver's licenses and other sensitive information. It's yet another data breach and one in which the account holders could've done nothing to prevent. If you're concerned about this here are the steps you can take to protect yourself. Consider freezing your credit reports it can be done online and fairly quickly. You will want to freeze them at Experian Equifax and TransUnion. Also sign up for a free credit score monitoring service like Credit Karma or Credit Sesame. They will email you if"
TikTok Link 2024-10-14T17:43Z 57K followers, 88.4K engagements
"Do you get weird personal text messages from random numbers They might ask to meet up or get a cup of coffee but you have no idea who they are According to the self-proclaimed former King of SMS (the text message protocol) Nikita Bier it's spammers trying to "warm up" a phone number. They want the phone providers to recognize a number as legitimate before they start sending out spam messages. They do this by having totally normal text conversations with people like you. Eventually once it's warm they'll use the number for spamming. The cell phone providers want you to do nothing with the text"
TikTok Link 2024-12-16T15:37Z 57.1K followers, 415.8K engagements
"Have you ever seen a tap to pay sticker or a skimmer There have been a lot of stories about Tap to Pay scams and how thieves are putting stickers over the scanners. Is this real or overblown The stickers are not dangerous the ones out there now are not capable of stealing your data because Tap to Pay is encrypted and uses tokenization (it never sends your information just an encrypted tokenized version). What it can do is block the Tap to Pay scanner so you use less secure potentially compromised payment methods like the card scanner. The thieves may have installed a skimmer on the card"
TikTok Link 2025-12-10T19:03Z 57.1K followers, [----] engagements
"If you get a lot of unsolicited credit card and loan offers theres an easy way to stop them. Register your name address and phone number at OptOutPrescreen.com. It was set up by the consumer credit reporting industry. You can stop them permanently or for five years though I always opt for permanent. #credit #loan #experian #transunion #equifax How to Stop Junk Mail Credit & Loan Offers How to Stop Junk Mail Credit & Loan Offers"
TikTok Link 2024-09-04T20:54Z 57.1K followers, [----] engagements
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