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@ashallaboutmoney Avatar @ashallaboutmoney AshAllAboutMoney

AshAllAboutMoney is actively sharing tips and advice on personal finance, credit scores, and budgeting on TikTok. The creator is providing guidance on using credit cards responsibly, paying off debt, and increasing credit scores, and offering practical advice on budgeting and managing finances. The content includes responses to followers' questions and examples of how to plan and achieve specific financial goals.

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Social Influence #

Social category influence finance #4734

Social topic influence credit cards #44, budgeting #880, debt #346, money 2.64%, faster #58, saving #969, credit scores #12, banking #484, $8k #3, howto #547

Top accounts mentioned or mentioned by @emily @angela @jaymes @ashley @jessica @kass @maria @nana @jamie @angie @85 @chris @yasmina @haytme @ashton @twerkinglucifer @shellym @bibiana @mel @miss

Top Social Posts #

Top posts by engagements in the last XX hours

"Replying to @Chris if youre new to credit cards hopefully this is helpful You can use as much of the limit as you want BUT you need to be able to pay the balance back so DO NOT use more than you can afford to pay back Keep balances low on the statement date that way the card reports a low balance to the credit bureau This will help increase your credit score #credit #score #tips #howto #credircard #card"
TikTok Link @ashallaboutmoney 2023-09-04T19:32Z 628.2K followers, 2.8M engagements

"Replying to @Yasmina if youre wanting to pay off your car loan early make extra payments to the principal balance of the loan #car #loan #debt #debtfree #tips"
TikTok Link @ashallaboutmoney 2025-03-17T18:25Z 628.1K followers, 170.8K engagements

"Replying to @Ashton i dont think its enough heres why This is a fairly minimal budget using $60k/year. And this is without budgeting for things like childcare shopping travel #budget #budgeting #budgetingtips"
TikTok Link @ashallaboutmoney 2024-01-05T16:30Z 628K followers, 1M engagements

"There HAS to be BIG changes to make this budget work Hopefully the commission checks are higher. But even if they are a lot if this spending has to go I would start budgeting monthly AND everytime you get paid #budget #budgeting #budgetingtips"
TikTok Link @ashallaboutmoney 2023-09-26T23:26Z 628.1K followers, 424.6K engagements

"The key to budgeting is making sure our budget is realistic If we want our debt to go down we have to spend quite a bit less than what we make We should also budget every time we get paid not just once per month #budget #budgeting #tips #howto"
TikTok Link @ashallaboutmoney 2024-09-10T17:05Z 627.8K followers, 27.6K engagements

"Replying to @twerkinglucifer this is one way you can plan to pay off this credit card in XX months As the balance on the card gets lower your credit score should increase #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-09-08T00:12Z 628K followers, 1.1M engagements

"Credit Score Tip If you are trying to repair your credit by yourself its really important that you know this. Youll be amazed how much your credit score can increase from just making this small change #howto #creditrepair #credit #score #tips"
TikTok Link @ashallaboutmoney 2023-08-08T20:14Z 628K followers, 1.1M engagements

"With this budget there is money going towards a lot of different savings categories. I would try to cut back quite a bit on those items in the budget while you get the credit cards paid down. Make sure you are budgeting every time you have income coming in not just once per month. #budget #budgeting #budgetingtips"
TikTok Link @ashallaboutmoney 2023-12-20T23:13Z 628.1K followers, 112.1K engagements

"Replying to @Danielle Arsola Rodriguez heres my credit score goal Let me know what your goal is Its not difficult to raise your credit score if you have high balances on your credit cards The more we pay the credit cards down the higher the credit score will go #credit #score #tips #howto #creditscore #creditcard"
TikTok Link @ashallaboutmoney 2023-12-21T16:58Z 628.2K followers, 1.4M engagements

"What do you think Would you be able to stick to your budget on $60k per year #budget #budgeting #tips #financialliteracy #personalfinance"
TikTok Link @ashallaboutmoney 2025-10-06T14:13Z 628.1K followers, 16.5K engagements

"The best way to pay off debt if youre able to is to buckle down and pay it off This teaches us to live in less than we make And we correct our bad money habits in the process Budget every time you get paid and track your spending #debt #budget #budgeting #tips #howto"
TikTok Link @ashallaboutmoney 2025-10-13T14:43Z 628.2K followers, 7559 engagements

"Budgeting with a lower income can be difficult In this case either the expenses need to be cut OR the income needs to increase #budget #budgeting #budgetingtips"
TikTok Link @ashallaboutmoney 2024-01-29T17:32Z 628.2K followers, 920.1K engagements

"Replying to @Patty great job getting your credit score up🤩🎉 If you want to improve your credit score Pay as much as you can to your credit cards and make sure the card balance stays low on the statement date Even small changes in credit card balances can have a positive impact to your credit score #credit #score #tips #howto #creditcard #card"
TikTok Link @ashallaboutmoney 2023-10-12T18:43Z 628.2K followers, 4.1M engagements

"She raised her credit score XXX points in TWO months You can do this too Follow these credit card tips to raise your score FASTER #credit #creditscore #tips #creditcard #creditrepair"
TikTok Link @ashallaboutmoney 2025-10-12T22:14Z 628.1K followers, 6529 engagements

"Replying to @apple09270 remember a budget is NOT to restrict your spending A budget is a plan for where YOU want to spend Break it down like this to figure out where your money is going Budget monthly and also every time you get paid #budget #budgeting #tips #budgetingtips #personalfinance"
TikTok Link @ashallaboutmoney 2025-09-08T17:58Z 628.2K followers, 37.6K engagements

"Replying to @sandragarcia12061 this is how you can plan to have the credit card paid off in XX months #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-11T21:26Z 628.2K followers, 36.9K engagements

"Replying to @ this is one way you can plan to pay this credit card off before the end of the year #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-09-21T20:49Z 627.7K followers, 14.1K engagements

"Replying to @Maggie333Canadian heres what it could look like to pay your credit card off while still using the card Having your card balance report at a lower amount will raise your credit score faster #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-09-10T17:32Z 627.9K followers, 12.8K engagements

"Replying to @gen 🛡 this is what it would look like to pay this credit card off in XX months #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-05T16:57Z 627.9K followers, 8764 engagements

"When budgeting to pay off debt and purchase a home we have to pay attention to the debt to income ratio Also to make our budget realistic we need to account for all the spending that we do throughout the month #budget #budgeting #budgetingtips"
TikTok Link @ashallaboutmoney 2024-06-26T15:00Z 628.1K followers, 116K engagements

"Replying to @SheridanJH22 hopefully you can get this credit card paid off quickly but if not heres an X month breakdown As the balance on the card gets lower your credit score will increase #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-14T16:24Z 628.2K followers, 9897 engagements

"If you feel like youre living paycheck to paycheck you probably need to track your spending A lot of us are overspenders Doing a budget monthly AND weekly will help you to stay on track as well. If you get extra money pay down those credit cards ##Budget##Budgeting##BudgetingTips##paychecktopaycheck"
TikTok Link @ashallaboutmoney 2023-09-16T16:18Z 628.2K followers, 377.2K engagements

"Replying to @Jasmin this is how i set up my monthly planner to help me budget and keep track of all my bills and credit cards #budget #planner #budgeting #creditcard"
TikTok Link @ashallaboutmoney 2023-08-29T17:59Z 628.1K followers, 541.2K engagements

"Replying to @Jane if youre using the credit card for bills youll want to pay the balance off around the due date and keep the balance at zero until the statement closes #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-12T13:21Z 628.1K followers, 4836 engagements

"If your expenses are more than your income Look over your budget to see if any bills can be lowered or eliminated. (A lot of times medical bills can be lowered) Try monthly AND weekly or bi-weekly budgeting Do a budget for every paycheck #budget #budgeting #budgetingtips"
TikTok Link @ashallaboutmoney 2023-09-22T21:57Z 628.1K followers, 2.5M engagements

"Replying to @DutchGirl2018K yesss This spreadsheet is our favorite credit card payoff tool #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-06T19:55Z 628K followers, 14.6K engagements

"Lets take a look at this low income budget. Budgeting can be difficult with a lower income BUT this person is doing a great job of keeping expenses low and there also doesnt seem to be very much debt #budget #budgeting #budgetingtips #lowincome"
TikTok Link @ashallaboutmoney 2023-07-19T19:46Z 627.7K followers, 187.1K engagements

"Replying to @Alyssa Roberts personally I would not close those two credit cards. However I would go talk to a mortgage lender because they will be able to assess your financial situation and tell you what is best for your situation. They are also very helpful in coming up with a strategy to get the debt to income ratio down if needed. #debt #income #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2024-04-27T20:13Z 628K followers, 32.9K engagements

"When going over your budget and trying to decide which debt you want to pay off first try changing the way you list out your payments and debts #debt #budget #debtfree #howto #debtpayoff #tools #planner"
TikTok Link @ashallaboutmoney 2023-11-14T21:38Z 628.1K followers, 1.4M engagements

"Replying to @Curtalini Remember every month as the credit card balance gets lower your interest charge on the card will get lower also Heres how i would plan to pay this card off in X months #credit #score #tips #howto #creditcard #card"
TikTok Link @ashallaboutmoney 2024-06-14T15:10Z 628K followers, 6.2M engagements

"If we pay and use our credit cards our card balances report much lower. This will raise our credit scores faster #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-09-27T17:31Z 628.1K followers, 7604 engagements

"If youre working on paying off credit card debt you need to do these X things X. Track your spending - find out where youre overspending and where you are able to cut back X. Make a realistic budget - if your budget isnt realistic you wont stick to it X. Track Debt - youll see your balances going down and be able to track your progress X. Use credit utilization chart - break your credit card balances down into smaller more manageable goals #budget #budgetingtips #howto #budgeting"
TikTok Link @ashallaboutmoney 2025-08-10T19:23Z 628.1K followers, 8540 engagements

"Replying to @. Here ya go Paying off a maxed out $8k credit card in X year #credit #score #tips #creditcard"
TikTok Link @ashallaboutmoney 2025-02-08T20:04Z 628K followers, 61.3K engagements

"Replying to @Elaine Boyd-Bahe make sure to do your research when investing I love real estate investmenting i do stocks here and there BUT investing in myself has XXX% without a doubt been the best investment i have ever made PERIOD #invest #investing #realestateinvesting #money #motivation"
TikTok Link @ashallaboutmoney 2023-10-11T20:12Z 627.9K followers, 25.3K engagements

"Want to save $10k or $20k in one year Heres what you would need to put up #budget #saving #savingmoney #tips #savings"
TikTok Link @ashallaboutmoney 2025-10-10T21:04Z 628.1K followers, 10.2K engagements

"Replying to @BellaLunaa22 Great job on improving your score 🎉🎉 here are TWO tips to help increase your credit score if youre looking to do so #credit #score #tips #howto #creditcard"
TikTok Link @ashallaboutmoney 2023-12-24T17:03Z 628K followers, 508.8K engagements

"Replying to @chrismarie179 heres how to save $9000 in one year 💰 #howto #save #money #savingmoney #savings"
TikTok Link @ashallaboutmoney 2023-09-25T00:28Z 628.2K followers, 521.7K engagements

"Replying to @Sabrina the chart is my FAVORITE for paying off credit cards 🤗 It really does help keep us motivated #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-10T15:36Z 628.2K followers, 7694 engagements

"Replying to @Shayla B. This is what it would look like to have your car paid off in one year #budget #budgeting #tips #car #cars"
TikTok Link @ashallaboutmoney 2025-10-09T19:31Z 628.2K followers, 18.9K engagements

"Replying to @user340917423464 make sure if youre using your credit cards to pay your bills that you dont spend all of your income because you will need that income to then turn around and pay back what you spent on the credit cards And keep your card balances low on the statement date #credit #score #tips #howto #creditcard #card"
TikTok Link @ashallaboutmoney 2023-10-06T19:23Z 627.9K followers, 26.7K engagements

"Heres another explanation of how to avoid interest on your credit cards #howto #creditcard #discover #card"
TikTok Link @ashallaboutmoney 2023-08-03T17:45Z 627.7K followers, 55.7K engagements

"It is okay to USE your credit cards while trying to pay down the card balances Doing it this way will save you money in interest charges help earn rewards/cash back on your credit cards build credit by using the cards and ultimately helps you pay your credit cards down faster #credit #score #tips #howto #creditcard #card"
TikTok Link @ashallaboutmoney 2023-09-06T19:04Z 627.9K followers, 669.4K engagements

"How to save 6k in ONE year Saving money was always hard for me BUT when i learned to manage money better it did get easier Set a goal amount for your savings and start working towards it #saving #money #savingmoney #savings #howto"
TikTok Link @ashallaboutmoney 2023-10-30T01:33Z 628.1K followers, 97.9K engagements

"Replying to @Marry Joe this is how you could do a similar chart for savings #budget #budgeting #tips #savings #savingmoney"
TikTok Link @ashallaboutmoney 2025-10-12T17:02Z 628.2K followers, 7066 engagements

"Replying to @Tami🫠@MysteryHidinGod444 this is what it would look like to use velocity banking to completely pay off a credit card Velocity banking with credit cards (if done properly) raises our credit scores faster we pay less interest and we earn rewards for using the cards #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-10-08T15:30Z 628.1K followers, 9575 engagements

"Balance transfers on credit cards can be helpful BUT ONLY IF you have control of your spending If you do not you will likely end up with both cards maxed out and another debt to pay off So just please be careful 💜 #Credit #score #tips #howto #creditcard #card"
TikTok Link @ashallaboutmoney 2023-09-18T15:52Z 627.7K followers, 261.4K engagements

"Replying to @Chantel2118❤🖤🪽 this is one way you can plan to have this credit card paid off in one year Hopefully you can get the card paid down faster 🤗 #credit #score #tips #creditcard #card"
TikTok Link @ashallaboutmoney 2025-09-30T20:35Z 628.1K followers, 21K engagements

"When trying to get out of debt I hear a lot of people say they cant even afford their minimums so this may help some of you. This is what I would do if I was in this situation. Paying your credit cards first and then using them back to pay bills will basically cancel out the credit card minimums (even though youll technically still be paying them) 😁 ##howto##debt##creditcard##creditscore##credit"
TikTok Link @ashallaboutmoney 2023-06-16T20:44Z 628.1K followers, 713.9K engagements

"Replying to @Sid :3 heres how i would pay this credit card off on a tight budget This plan would pay the credit card off in X months #credit #score #tips #howto #creditcard #debt #card"
TikTok Link @ashallaboutmoney 2024-04-03T15:21Z 627.9K followers, 1.5M engagements